Category: News
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The Least Diversified ETFs with 100 or less stocks
I looked at a large number of US index based equity ETFs that are technology or general equity ETFs and selected the ones with 100 or fewer stocks to see how well they did vs the indexes such as Invesco QQQ Trust (QQQ), Vanguard S&P 500 ETF (VOO). With fewer stocks these are likely to…
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The Best Momentum ETFs vs VOO S&P 500. Can momentum ETFs beat the indexes? 15 ETF compared
I compared 15 momentum ETFs to find the best performing momentum ETFS and to see how they compare against the S&P 500, QQQ and other benchmarks. Many of these momentum ETFs fail to even match the performance of the indexes that they pull stocks from. Some indexes have hundreds more stocks, a much lower expense…
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Does 50/50% VOO & VOOG beat 75% VOO and 25% VGT?
I compared 50% VOO + 50% VOOG to 75%VOO and 25% VGT. Does the 50/50 Vanguard S&P 500 and growth beat the 75% VOO and 25% VGT Vanguard technology ETF? The results surprised me. I also look at tech percentages in each to see how well each performs. I also added some other ETFs to…
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Composer trade now does Crypto and IRAs
Composer automated stock trading brokerage (Composer.trade) now has new retirement accounts, crypto and new features. I go over the new features and options available. Composer is an algorithmic trading brokerage platform that uses Alpaca brokerage as the broker to execute trades. Composer is an algo stock trading bot can do stock backtesting and trading. Learn…
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Dollar General was one of the worst S&P 500 Performers in 2023
While the S&P 500 was up around 25% in 2023, Dollar General was down approximately 46%. The company had a really bad third quarter where net income was down 47% with same store sales falling slighly. The company has blamed shoplifting as a result of the recent self checkout expansion but is there more to…
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Best Global Bank Fidelity Cash Management
Best Global Bank Fidelity Cash Management or is Schwab bank best for overseas travel? The Fidelity Cash Management Account and Schwab Investor Checking / Savings offer some of the most generous overseas ATM fee refund which is great for overseas travelers. However, is Schwab better than Fidelity CMA?
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Wealthfront Cash Account fast transfers
Wealthfront cash account now has fast transfers for some supported banks.
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5.92% APY High Yield Flex CD from Merchants Bank of Indiana
Merchants bank of Indiana offers a unique flex rate CD product that is currently paying 5.92% APY on their 12 month CD.
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$100,000 in available credit erased overnight
I closed numerous credit cards and erased about $100,000 in credit. How will this effect my credit score?
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Best Hub Bank for Bank Bonuses
Which is the best bank for doing lots of bank transfers, adding lots of external bank accounts and one that has a high transfer limit? I look at a huge list of bank to find the best banks.
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Hidden Brokerage Fee Champs
Which stock brokerage has the most or least hidden fees? I look at all of the major US stock brokers to see who has the sneakiest fees, most pay for order flow or other hidden fees. The winner for the most equity pay for order flow goes to Webull.Most pay for order flow$1.66 for 100…
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Betterment Checking is Sneaky & Scammy like Chime
It didn’t take long for Betterment Cash Reserve account to disappoint when they halted my withdrawal and stated that my $1500 withdrawal was unusually large. Don’t do business with this scammy company. They don’t allow the adding of more than one external bank account and block transfers.
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Best Money Market Funds Sweep Account Rates Aug 2023
Here are the highest sweep or settlement account rates for brokerages. Which brokerage pay the highest rates? I compared all of the US brokerages I could find and posted the rate into a spreadsheet.
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Best Money Market Accounts April 2023 Vanguard, Schwab, iShares, Fidelity 18 compared SWVXX, VMFXX,
I compared 18 high-yield money market accounts to find the highest rates after fees. I look at Vanguard, Fidelity, iShares, Schwab and SPDR. I compared both mutual fund money market accounts as well as money market ETFs. Vanguard had several winners in various categories. I seperated the categories to Treasury only, Government Obligations and Corp…
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Highest CD Rates 5.65% APY 12Month Flex CD from Merchants Bank of Indiana
Merchants Bank of Indiana is one of few companies offering a flexible rate certificate of deposit (CD). How does a flex rate CD work? The company uses the prime rate minus 2.75%. At the time of this writing, 7/25/2023 this rate is now 5.65%. As the prime rate changes, this rate can go up or…
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Best Dividend Stock Broadcom vs Home Depot Compared
Both Broadcom and Home Depot are both top holding for the popular Schwab US Dividend Equity ETF (SCHD). However, if we could only pick one which would it be? Home Depot is the class leader in its category of Home Improvement with higher profit margins than Lowes as well as return on equity. Broadcom is…
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Mutual Funds vs ETFs. Which is Better? Vanguard, Fidelity & Schwab
I compare low cost ETFs to low cost S&P 500 mutual funds Which one is the best low-cost index mutual fund or low-cost ETF? Fidelity FXAIX S&P 500 mutual fund, Vanguard VFIAX, VOO or Schwab SWPPX? Which low cost S&P 500 index fund. is best? Are mutual funds more tax-efficient than index stock ETFs? Not…
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Stock Trading and Backtesting Platform Composer Review
Composer.trade automated algorithmic (algo) stock trading bot can do stock backtesting and trading. Learn how to algorithmically trade stocks in the stock market without any programming experience. It works with Alpaca brokerage. Composer allows to develop trading strategies such as rebalancing and have the bot attempt to execute everyday, once per week, monthly or quarterly.…
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Your brokerage sweep settlement cash management options suck & mine do too 6 brokerages Fidelity +
I looked at Schwab, Fidelity, eTrade, Vanguard, TD Ameritrade and Robinhood to compare the options available for uninvested cash. Some offer no automatic options to invest the idle cash or earn any interest on it. Schwab is one such example that requires the user to purchase money market mutual funds or other products to invest…
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Etrade best stock brokerage Automatic recurring investing weekly ETF auto invest, fractional
Etrade stock brokerage now allows automatic dollar cost average investing for ETFs. Learn how to auto invest ETFs with Etrade Auto Invest and do dollar cost averaging. It is free and over 100 ETFs are supported at time of this writing. Try this on Fidelity, Schwab and Vanguard and all you can do is mutual…
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Sofi VS M1 Finance Which Broker is Best?
I compare Sofi Invest to M1 Finance to see which auto invest robo advisor product works best. Both can do auto investing with stocks and ETFs. Sofi can do limit order while M1 Finance cannot. M1 has a very nice modern interface. Sofi has nice capabilities and supports limit orders which is nice but the…
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Vanguard vs Schwab vs Fidelity compared. Which online stock broker is best? Interfaces compared
I compared the fees and interface between Schwab, Fidelity and Vanguard. Which one is the best? Vanguard has some of the lowest fees when you factor in hidden fees such as pay for order flow however the interface leaves a lot to be desired. https://youtu.be/FRD0z52rmfk
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Best high dividend yield ETF SCHD or VYM VPU VIG
I compare high dividend yield ETFs to find the best one. Which one has had the best performance over time. Which one has the lowest fees? Will Schwab or Vanguard win? Schwab SCHD has had some very impressive performance that exceeds Vanguard’s performance. The asset allocation for Vanguard seems to be too excessive when compared…
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Ultra High Rate 10.87% BIZD. Should you add BIZD to your passive income portfolio?
I look at something that is quite rare called business development companies. These companies pay an extremely high yield but are taxed as ordinary income not making them attractive for taxable accounts. Many of these often pay out so much that the value of the company declines over time. Would you invest in these or…
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Covered Call ETF Shootout. DIVO, JEPI, RYLD, KNG, JEPQ, NUSI, +
Why buy covered calls if someone else will do the work for you? This is the benefit of covered call ETFs. I look at 15 covered call ETFs. Some of them only do a small percentage of covered calls while others do a larger percentage. Some use something called swap agreements that are purchased from…
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Best Government Money Market Accounts Ultra Short-term ETFs TFLO, SGOV, USFR
Which US Government money market ETF is best? I look at TFLO, SGOV and USFR. They all offer the safety of US Treasuries but with added flexibility of being able to buy and sell like a stock all for a very small fee. It seems like it is a toss-up between TFLO and USFR but…
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Floating Rate money market fund ETFs FLOT, FLRN, FLTR, VRIG
Which floating rate interest rate ETF is best. I compared various floating rate treasury and corporate debt ETFs. At the time of the video some of them are paying 5.44% APY. Is corporate debt worth the risk or should you stick with US treasury ETFs? For me, I prefer US treasury ETFs at this point…
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28 Best High Yield Savings Accounts April 2023
I looked at 28 of the highest yield online savings accounts and review each for fees and restrictions. Which account is the best out of all of these? Fidelity, Baskbank, Redneck bank, Salemfivedirect, UFBdirect, DCU credit union, Valley bank direct, First foundation bank, CIT bank, Wealthfront, Lendingclub, BMO, Sallie Mae, Ally, Synchrony bank, AMEX savings,…
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ChatGPT Picked Stocks for me. How Well Did ChatGPT’s picks do?
I used ChatGPT along with GUI based trading platform service Composer to find some stock picks and to edit the trading script for Composer. ChatGPT made some errors with the script but with some playing around with ChatGPT it fixed the issues. The great thing about ChatGPT is stocks can be quickly selected for a…
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Best Tax-Exempt ETF’s and money market funds 2023
I looked for the best high yield, tax-exempt money market accounts and the best tax-free ETFs. I selected statewide funds and ETFs not state specific ones so if you are in California or NY you may want to look for alternatives. The tax efficiency of all of these investment options varies. Some have very small…