I looked for the best high yield, tax-exempt money market accounts and the best tax-free ETFs. I selected statewide funds and ETFs not state specific ones so if you are in California or NY you may want to look for alternatives. The tax efficiency of all of these investment options varies. Some have very small amounts of taxable income but most are pretty tax free.

I compared equal weight S&P 500 funds that invest in each of the 500 stocks equally instead of the asset weights regular S&P 500. I compared the performance of the equal weight S&P 500 to regular S&P 500 as well as the new ESG S&P 500. Which one had the best performance? I compared Vanguard VOO S&P 500 to an iShares ESG S&P 500 and an equal weight Invesco S&P 500 fund. ...

Imagine 10 stocks having a greater return with very little difference in volatility or downside risk. Well, that is what I have found. The large mega-caps like Apple, Microsoft, and Alphabet have outperformed the S&P 500 for most of the years I looked at. Diversification is supposed to reduce risk but more recently 10 stocks is all that is needed and the risk is about the same as the S&P 500. ...

Banks used to lock accounts temporarily for a brief period of time when a user attempted to login too many times unsuccessfully. This timeout was usually temporary and would resolve itself with time. In some cases the user could call in and verify some information to unlock the account, all usually done within 5 minutes. Now, however, some banks and fintechs are pushing this to a new level. Instead of a 5 minute fix some companies such as Chime are locking down the account for 30 days or more for simply entering in the wrong password. Some users have had accounts locked for 90 days or more. One woman in Atlanta had the account locked for 10 months. ...

Want to make extra income without working a part-time job and without having any creativity? I found some really easy ways to make extra hundreds to thousands per year without requiring much time or much money. Some people that are signing up with credit cards and bank accounts are making upwards to $10K per year in extra income. Most people are likely a few clicks away from getting $5-100 from money that is owed to them from companies typically after moving. ...

Can Fidelity Money Market account beat online high yield savings accounts? I compare Vanguard, Fidelity and Schwab to online savings accounts to see which one is best.

I was recently scammed by Chime bank shortly before my first $20 deposit went through. After getting one of the text codes wrong Chime locked me out of the account. They then asked for an image of the front and back of my drivers license in order for them to reactivate the account. This is where the scam starts. Now that they have a reasonable excuse to have locked the account, why not just keep the account locked indefinitely and keep the money? I believe this is what they are doing. ...

I compared numerous financial institutions such as banks, online fintech banks and financial conglomerates and compared the total number of BBB complaint over a three year period to the total assets of the bank. Those that have a higher number of complaints per asset dollar are likely to be more problematic for end users. Those with a lower number of complaints per asset dollar are likely to be less problematic for customers. ...