Discounted Cash Flow

Atlantic American Corp.

AAME · Based on 10 years of SEC filings

DCF estimate unavailable — only_6_profitable_out_of_10

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2015 $165.9m $4.4m $1.9m 2.6%
2016 $166.1m (0.1%) $2.6m (-39.9%) $920.0k (-51.2%) 1.6% (-40.0%)
2017 $181.1m (9.1%) $4.5m (71.8%) $2.5m (175.1%) 2.5% (57.5%)
2018 $185.6m (2.5%) $-704.0k (-115.5%) $4.2m (65.1%) -0.4% (-115.2%) $-0.05
2019 $198.2m (6.8%) $-386.0k (45.2%) $-1.9m (-144.9%) -0.2% (48.7%) $-0.04 (20.0%)
2020 $195.3m (-1.4%) $12.2m (3252.6%) $8.7m (565.8%) 6.2% (3298.3%) $0.58 (1550.0%)
2021 $199.6m (2.2%) $4.3m (-64.8%) $981.0k (-88.8%) 2.1% (-65.6%) $0.19 (-67.2%)
2022 $187.9m (-5.9%) $1.5m (-64.4%) $6.3m (545.0%) 0.8% (-62.2%) $0.06 (-68.4%)
2023 $186.8m (-0.6%) $-171.0k (-111.2%) $2.5m (-59.8%) -0.1% (-111.3%) $-0.03 (-150.0%)
2024 $188.2m (0.8%) $-4.3m (-2395.9%) $4.6m (80.0%) -2.3% (-2376.9%) $-0.23 (-666.7%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_6_profitable_out_of_10

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.