Discounted Cash Flow
Ameris Bancorp
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $72.1m | $-80.7m | — | $2.10 |
| 2017 | — | $73.5m (2.0%) | $-66.3m (17.9%) | — | $2.00 (-4.8%) |
| 2018 | — | $121.0m (64.6%) | $-118.8m (-79.1%) | — | $2.81 (40.5%) |
| 2019 | — | $161.4m (33.4%) | $-951.8m (-701.1%) | — | $2.76 (-1.8%) |
| 2020 | — | $262.0m (62.3%) | $780.3m (182.0%) | — | $3.78 (37.0%) |
| 2021 | — | $376.9m (43.9%) | $-16.3m (-102.1%) | — | $5.43 (43.7%) |
| 2022 | — | $346.5m (-8.1%) | $1.0b (6531.8%) | — | $5.01 (-7.7%) |
| 2023 | — | $269.1m (-22.3%) | $551.4m (-47.4%) | — | $3.90 (-22.2%) |
| 2024 | — | $358.7m (33.3%) | $140.7m (-74.5%) | — | $5.21 (33.6%) |
| 2025 | — | $412.2m (14.9%) | $369.6m (162.7%) | — | $6.02 (15.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.