← AMERICAN COASTAL INSURANCE Corp

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $5.7m $10.1m $290k ($29.9m) ($96.5m) ($57.9m) ($469.9m) $309.9m $75.7m $106.8m
Net Income (Loss) Available to Common Stockholders, Basic $5.7m $10.1m $290k ($29.9m) ($96.5m) ($57.9m) ($469.9m) $309.9m $75.7m $106.8m
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest — — $394k ($29.5m) ($95.5m) ($59.9m) ($470.0m) $309.9m $75.7m —
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent — — — — — — — — — $106.8m
Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest — — — — — — — $82.2m $76.3m —
Net Income (Loss) Attributable to Noncontrolling Interest — — $104k $387k $956k ($1.9m) ($111k) — — —
Depreciation, Depletion and Amortization $2.4m $5.8m $4.2m $6.3m $6.4m $7.9m $6.1m $1.6m $4.9m $3.8m
Amortization of Debt Issuance Costs $47k $526k $340k — — — — — — —
Amortization of Intangible Assets $10.9m $31.2m $13.9m $5.4m $4.3m $3.6m $3.2m $3.2m $2.6m $2.4m
Deferred Policy Acquisition Costs, Amortization Expense $117.7m $175.4m $203.1m $238.3m $236.0m $173.6m $156.1m $83.3m $71.0m $97.8m
Share-based Payment Arrangement, Noncash Expense $1.9m $2.6m $2.4m $3.0m $1.4m $1.2m $1.4m $1.3m $2.5m $4.3m
Payment, Tax Withholding, Share-based Payment Arrangement $270k $287k $418k $296k $112k $39k $25k $24k $1.4m $1.9m
Share-based Payment Arrangement, Expense $877k $1.6m — — — — — — — —
Goodwill, Impairment Loss $0 $0 $0 — — — $13.6m — — $0
Impairment of Intangible Assets (Excluding Goodwill) — — — — — — — — — $0
Operating Lease, Impairment Loss — — — — — — — $175k — —
Gain (Loss) on Disposition of Intangible Assets — — — — — — ($2.4m) ($200k) $0 $0
Gain (Loss) on Disposition of Property Plant Equipment — — — — — — $21.2m ($588k) $0 $0
Income Tax Expense (Benefit) $1.3m ($9.2m) ($4.6m) ($3.1m) ($36.6m) ($24.0m) $25.5m $9.8m $25.3m $35.9m
Operating Lease, Expense — — — $183k $630k $654k $943k $777k $220k $438k
Other Nonoperating Income (Expense) $100k $153k $116k $119k $74k $184k $10.4m $2.2m $2.1m $2.5m
Changes in operating assets and liabilities:
Additional Financial Items
Increase (Decrease) in Accounts Payable — $15.9m $24.5m $7.5m $12.6m ($14.9m) ($1.8m) $2.1m $11.9m ($10.9m)
Increase (Decrease) in Other Operating Assets $11.0m ($4.1m) $1.5m $6.8m $31.9m ($20.9m) $3.2m $55.6m ($21.5m) ($1.6m)
Debt and Equity Securities, Gain (Loss) — — $1.7m $1.2m $66.7m $3.6m ($32.1m) ($5.5m) ($190k) ($412k)
Debt Securities, Available-for-sale, Realized Gain (Loss) — — — — — $3.6m ($32.1m) ($6.8m) ($124k) $1.4m
Equipment Expense — — — — — — — — — $3.3m
Equity Securities, FV-NI, Unrealized Gain (Loss) $0 $0 $9.3m ($24.8m) $27.6m $3.2m ($6.6m) $814k $2.0m $5.0m
General and Administrative Expense $43.0m $81.8m $66.1m $66.0m $72.1m $57.2m $63.3m $29.5m $44.8m $40.5m
Goodwill $14.3m $73.0m $73.0m $73.0m $73.0m $73.0m $59.5m — — $59.5m
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims $298.4m $365.5m $408.6m $499.5m $608.3m $422.1m $637.6m $62.9m $69.3m $46.0m
Operating Costs and Expenses — — — — $52.9m $56.3m $43.6m $10.2m — —
Operating Expenses $20.5m $27.7m $40.6m $44.3m — — — — — —
Financing Receivable, Credit Loss, Expense (Reversal) — — — — ($121k) ($20k) — — — —
Unrealized Gain (Loss) on Investments — — ($9.3m) $24.8m ($27.6m) $3.2m ($6.6m) $2.9m $2.0m $5.0m
Gain (Loss) on Investments — — — — — $3.6m ($32.1m) ($6.8m) ($124k) $1.4m
Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of Tax — — — — — — — $238.4m $1.0m $0
Discontinued Operation, Income (Loss) from Discontinued Operation During Phase-out Period, Net of Tax — — — — — — — $227.7m ($601k) $42k
Net Cash Provided by (Used in) Operating Activities $65.7m $14.3m $10.1m $149.0m ($10.5m) ($295.4m) ($173.1m) ($136.0m) $243.5m $71.0m
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $3.1m $5.2m $4.1m $21.9m $10.8m $5.3m $3.0m $196k $22k $155k
Payments to Acquire Businesses, Net of Cash Acquired $32.9m $0 $0 — — — — — — —
Net Cash Provided by (Used in) Investing Activities ($49.8m) ($7.3m) ($125.6m) ($34.0m) $36.6m $251.4m $236.8m ($2.5m) ($179.2m) $620k
Cash flows from financing activities:
Proceeds from Issuance of Long-term Debt $35.2m $150.0m $0 $0 — — — — — —
Repayments of Long-term Debt $1.4m $40.1m $1.5m $1.5m $1.2m $1.8m $4.4m — — —
Proceeds from Issuance of Common Stock $0 — — — — — $0 $26.8m $11.6m $774k
Dividends paid $5.0m $9.0m $10.3m $10.3m $10.3m $10.3m $2.6m — $24.1m $0
Net Cash Provided by (Used in) Financing Activities $49.9m $118.6m $23.4m ($12.1m) ($11.7m) ($12.2m) ($25.4m) $26.8m ($13.8m) ($1.1m)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $65.9m $125.6m $184.1m $287.1m $301.5m $245.3m $283.6m $171.8m $222.3m $292.9m
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities $285k $3.4m $9.9m $9.7m $9.5m $9.5m $9.6m $10.9m $12.8m $10.9m

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.