Discounted Cash Flow
Enact Holdings, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2019 | $978.9m | $677.6m | $500.0m | 69.2% | $4.16 |
| 2020 | $1.1b (13.0%) | $370.4m (-45.3%) | $704.4m (40.9%) | 33.5% (-51.6%) | $2.27 (-45.3%) |
| 2021 | $1.1b (1.0%) | $546.7m (47.6%) | $572.1m (-18.8%) | 48.9% (46.1%) | $3.36 (47.6%) |
| 2022 | $1.1b (-2.0%) | $704.2m (28.8%) | $560.5m (-2.0%) | 64.3% (31.5%) | $4.32 (28.8%) |
| 2023 | $1.2b (5.4%) | $665.5m (-5.5%) | $632.0m (12.8%) | 57.7% (-10.3%) | $4.14 (-4.3%) |
| 2024 | $1.2b (4.2%) | $688.1m (3.4%) | $680.8m (7.7%) | 57.3% (-0.7%) | $4.40 (6.4%) |
| 2025 | $1.2b (2.8%) | $674.2m (-2.0%) | $723.4m (6.3%) | 54.6% (-4.7%) | $4.54 (3.2%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.