Discounted Cash Flow

AGI Inc. Foreign

AGBK · Based on 10 years of SEC filings

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2018 $651.8m $-72.6m $-7.6m -11.1% $-0.19
2019 $683.1m (4.8%) $96.1m (232.4%) $-3.2m (57.9%) 14.1% (226.3%) $0.25 (231.6%)
2020 $748.1m (9.5%) $144.2m (50.1%) $122.3m (3921.9%) 19.3% (37.0%) $0.37 (48.0%)
2021 $823.6m (10.1%) $-66.7m (-146.3%) $7.9m (-93.5%) -8.1% (-142.0%) $-0.17 (-145.9%)
2022 $821.2m (-0.3%) $37.1m (155.6%) $-15.2m (-292.4%) 4.5% (155.8%) $0.09 (152.9%)
2023 $2.8b (243.8%) $426.1m (1048.4%) $40.3m (365.4%) 15.1% (234.0%) $1.06 (1077.8%)
2024 $3.9b (37.9%) $794.4m (86.4%) $131.4m (225.8%) 20.4% (35.2%) $2.00 (88.7%)
2025 $4.4b (14.2%) $1.0b (31.8%) $30.0m (-77.2%) 23.5% (15.4%) $2.82 (41.0%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Values abbreviated: b = billions, m = millions, k = thousands.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model