Discounted Cash Flow

Aifu Inc. ADR

AIFU · Based on 10 years of SEC filings · Converted from CNY to USD

DCF estimate unavailable — loss_in_2025

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $677.0m $3.6m $1.6m 0.5% $0.02
2017 $628.4m (-7.2%) $10.2m (186.0%) $3.0m (84.4%) 1.6% (208.1%) $0.06 (200.0%)
2018 $3.5b (452.4%) $91.3m (793.8%) $74.2m (2384.3%) 2.6% (61.8%) $0.49 (716.7%)
2019 $532.3m (-84.7%) $4.1m (-95.5%) $3.4m (-95.5%) 0.8% (-70.8%) $0.02 (-95.9%)
2020 $500.9m (-5.9%) $6.3m (53.0%) $8.8m (160.3%) 1.3% (62.6%) $0.04 (100.0%)
2021 $513.3m (2.5%) $6.0m (-3.6%) $2.2m (-74.8%) 1.2% (-6.0%) $0.04 (0.0%)
2022 $403.3m (-21.4%) $2.2m (-64.4%) $1.3m (-41.9%) 0.5% (-54.6%) $0.01 (-75.0%)
2023 $450.5m (11.7%) $5.8m (171.7%) $1.9m (43.7%) 1.3% (143.3%) $0.04 (300.0%)
2024 $247.8m (-45.0%) $9.2m (57.8%) $2.7m (47.2%) 3.7% (186.8%) $0.06 (50.0%)
2025 $79.6m (-67.9%) $-48.2m (-622.0%) $-415.0k (-115.2%) -60.5% (-1725.4%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

SEC filings report in CNY. Values above are converted to USD for comparison with the US-listed share price.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

loss_in_2025

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.