Discounted Cash Flow
Amalgamated Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2018 | $149.7m | $44.7m | $29.6m | 29.8% | $1.47 |
| 2019 | $166.6m (11.3%) | $47.2m (5.7%) | $82.7m (179.5%) | 28.3% (-5.0%) | $1.49 (1.4%) |
| 2020 | $180.0m (8.0%) | $46.2m (-2.1%) | $64.2m (-22.4%) | 25.7% (-9.4%) | $1.48 (-0.7%) |
| 2021 | $174.3m (-3.2%) | $52.9m (14.6%) | $68.1m (6.2%) | 30.4% (18.4%) | $1.70 (14.9%) |
| 2022 | $239.8m (37.6%) | $81.5m (53.9%) | $145.7m (113.8%) | 34.0% (11.9%) | $2.64 (55.3%) |
| 2023 | $261.3m (9.0%) | $88.0m (8.0%) | $115.7m (-20.5%) | 33.7% (-0.9%) | $2.88 (9.1%) |
| 2024 | $282.4m (8.1%) | $106.4m (21.0%) | $122.3m (5.7%) | 37.7% (11.9%) | $3.48 (20.8%) |
| 2025 | $297.8m (5.4%) | $104.4m (-1.9%) | $134.4m (9.9%) | 35.1% (-6.9%) | $3.44 (-1.1%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.