Discounted Cash Flow
Amerant Bancorp Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $273.3m | $43.1m | $64.7m | 15.8% | $1.01 |
| 2018 | $309.4m (13.2%) | $45.8m (6.4%) | $52.1m (-19.4%) | 14.8% (-6.0%) | $1.08 (6.9%) |
| 2019 | $313.0m (1.2%) | $51.3m (12.0%) | $64.1m (23.1%) | 16.4% (10.7%) | $1.21 (12.0%) |
| 2020 | $260.6m (-16.7%) | $-1.7m (-103.4%) | $51.7m (-19.4%) | -0.7% (-104.0%) | $-0.04 (-103.3%) |
| 2021 | $247.8m (-4.9%) | $112.9m (6657.5%) | $60.9m (17.8%) | 45.6% (6993.8%) | $3.04 (7700.0%) |
| 2022 | $338.8m (36.7%) | $63.3m (-43.9%) | $-59.8m (-198.2%) | 18.7% (-59.0%) | $1.87 (-38.5%) |
| 2023 | $548.6m (61.9%) | $32.5m (-48.7%) | $15.8m (126.4%) | 5.9% (-68.3%) | $0.97 (-48.1%) |
| 2024 | $595.6m (8.6%) | $-15.8m (-148.5%) | $74.8m (373.7%) | -2.6% (-144.7%) | $-0.44 (-145.4%) |
| 2025 | $597.4m (0.3%) | $52.4m (432.8%) | $129.2m (72.8%) | 8.8% (431.7%) | $1.26 (386.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.