← Amerant Bancorp Inc.
| Annual Trend | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|
| Other short-term investments | — | — | — | — | $0 | $6.1m | $6.9m | $7.2m | |
| Cash and cash equivalents | $85.7m | $121.3m | $214.4m | $274.2m | $290.6m | $321.9m | $590.4m | $470.2m | |
| Accrued interest receivable and other assets | $73.6m | $66.9m | $93.8m | $92.5m | $156.0m | $256.2m | $179.0m | $178.3m | |
| Goodwill | $19.2m | $19.5m | $19.5m | $19.5m | $19.5m | $19.2m | $19.2m | $19.2m | |
| Operating lease right-of-use assets | — | — | $0 | $141.1m | $140.0m | $118.5m | $100.0m | $110.6m | |
| Securities | |||||||||
| Cash and due from banks and restricted cash | $25.8m | $28.0m | $30.2m | $33.7m | $19.5m | $47.2m | $39.2m | $53.5m | |
| Interest earning deposits with banks | $60.0m | $93.3m | $184.2m | $240.5m | $229.0m | $242.7m | $519.9m | $409.4m | |
| Debt securities available for sale | $1.6b | $1.6b | $1.2b | $1.2b | $1.1b | $1.2b | $1.4b | $2.0b | |
| Equity securities with readily determinable fair value not held for trading | $0 | $23.8m | $24.3m | $252k | $11.4m | $2.5m | $2.5m | $2.5m | |
| Federal Reserve Bank and Federal Home Loan Bank stock | $70.2m | $72.9m | $65.0m | $47.5m | $55.6m | $50.3m | $58.3m | $57.1m | |
| Loans held for sale, at lower of cost or fair value | — | — | $0 | $143.2m | $0 | $365.2m | $0 | $80.9m | |
| Mortgage loans held for sale, at fair value | — | — | $5.8b | $5.4b | $62.4m | $26.2m | $42.9m | $2.9m | |
| Loans held for investment, gross | $5.9b | $5.7b | $5.8b | $5.4b | $6.9b | $6.9b | $7.2b | $6.6b | |
| Less: allowance for credit losses | — | — | — | $69.9m | $83.5m | $95.5m | $85.0m | $79.3m | |
| Loans held for investment, net | $5.9b | $5.7b | $5.7b | $5.3b | $6.8b | $6.8b | $7.1b | $6.5b | |
| Bank owned life insurance | $206.1m | $211.9m | $217.5m | $223.0m | $228.4m | $235.0m | $243.5m | $260.6m | |
| Deferred tax assets, net | $16.3m | $5.5m | $11.7m | $11.3m | $48.7m | $55.6m | $53.5m | $35.6m | |
| Noninterest bearing demand | $768.8m | $763.2m | $872.2m | $1.2b | $1.4b | $1.4b | $1.5b | $1.6b | |
| Interest bearing demand, savings and money market deposits | — | — | — | — | — | — | $4.1b | $4.2b | |
| Time | $2.4b | $2.4b | $2.0b | $1.3b | $1.7b | $2.3b | $2.2b | $2.0b | |
| Advances from the Federal Home Loan Bank | $1.2b | $1.2b | $1.1b | $809.6m | $906.5m | $645.0m | $745.0m | $712.0m | |
| Senior notes | — | $0 | $58.6m | $58.9m | $59.2m | $59.5m | $59.8m | $0 | |
| Subordinated notes | — | — | — | $0 | $29.3m | $29.5m | $29.6m | $29.8m | |
| Junior subordinated debentures held by trust subsidiaries | $118.1m | $92.2m | $64.2m | $64.2m | $64.2m | $64.2m | $64.2m | $64.2m | |
| Operating lease liabilities | — | — | $0 | $136.6m | $140.1m | $123.2m | $106.1m | $117.5m | |
| Total deposits | $6.0b | $5.8b | $5.7b | $5.6b | $7.0b | $7.9b | $7.9b | $7.8b | |
| Total assets | $8.1b | $8.0b | $7.8b | $7.6b | $9.1b | $9.7b | $9.9b | $9.8b | |
| Total liabilities and stockholders' equity | $8.1b | $8.0b | $7.8b | $7.6b | $9.1b | $9.7b | $9.9b | $9.8b | |
| Accounts payable, accrued liabilities and other liabilities | $60.1m | $66.3m | $83.1m | $106.4m | $178.6m | $164.1m | $152.0m | $127.9m | |
| Total liabilities | $7.4b | $7.2b | $7.0b | $6.8b | $8.4b | $9.0b | $9.0b | $8.8b | |
| Class A common stock, $0.10 par value, 250 million shares authorized; 40,595,273 shares issued and outstanding (42,127,316 shares issued and outstanding at December 31, 2024) | 4.5m | 4.7m | 3.8m | 3.6m | 3.4m | 3.4m | 4.2m | 4.1m | |
| Additional paid in capital | $385.4m | $419.0m | $305.6m | $262.5m | $194.7m | $192.7m | $343.8m | $316.1m | |
| Retained earnings | $393.7m | $444.1m | $442.4m | $553.2m | $590.4m | $610.8m | $582.2m | $619.6m | |
| Accumulated other comprehensive loss | ($18.2m) | $13.2m | $31.7m | $15.2m | ($80.6m) | ($70.8m) | ($39.8m) | ($875k) | |
| Total stockholders' equity | $747.4m | $834.7m | $783.4m | $831.9m | $705.7m | $736.1m | $890.5m | $938.8m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.