Discounted Cash Flow
Associated Banc-Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $1.1b | $200.3m | $628.9m | 18.9% | $1.27 |
| 2017 | $1.1b (1.3%) | $229.3m (14.5%) | $458.4m (-27.1%) | 21.3% (13.0%) | $1.45 (14.2%) |
| 2018 | $1.2b (15.0%) | $333.6m (45.5%) | $496.6m (8.3%) | 27.0% (26.5%) | $1.92 (32.4%) |
| 2019 | $1.2b (-1.5%) | $326.8m (-2.0%) | $574.3m (15.6%) | 26.9% (-0.5%) | $1.93 (0.5%) |
| 2020 | $1.3b (5.0%) | $306.8m (-6.1%) | $550.0m (-4.2%) | 24.0% (-10.6%) | $1.87 (-3.1%) |
| 2021 | $1.1b (-17.1%) | $351.0m (14.4%) | $529.6m (-3.7%) | 33.2% (38.1%) | $2.20 (17.6%) |
| 2022 | $1.2b (17.1%) | $366.1m (4.3%) | $783.9m (48.0%) | 29.5% (-11.0%) | $2.36 (7.3%) |
| 2023 | $1.1b (-11.0%) | $183.0m (-50.0%) | $380.9m (-51.4%) | 16.6% (-43.8%) | $1.14 (-51.7%) |
| 2024 | $1.0b (-5.0%) | $123.1m (-32.7%) | $535.3m (40.5%) | 11.8% (-29.1%) | $0.73 (-36.0%) |
| 2025 | $1.2b (14.7%) | $474.8m (285.5%) | $579.3m (8.2%) | 39.5% (236.1%) | $2.79 (282.2%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.