Discounted Cash Flow
Atlanticus Holdings Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $68.4m | $-6.3m | $38.7m | -9.3% | $-0.46 |
| 2017 | $87.0m (27.2%) | $-40.8m (-543.7%) | $-25.9m (-166.9%) | -46.9% (-406.2%) | $-2.93 (-537.0%) |
| 2018 | $161.2m (85.2%) | $7.9m (119.3%) | $41.5m (260.4%) | 4.9% (110.4%) | $0.56 (119.1%) |
| 2019 | $261.2m (62.1%) | $26.4m (236.6%) | $99.7m (140.4%) | 10.1% (107.7%) | $1.74 (210.7%) |
| 2020 | $563.4m (115.7%) | $94.1m (255.9%) | $212.0m (112.6%) | 16.7% (65.0%) | $5.32 (205.7%) |
| 2021 | $748.1m (32.8%) | $177.9m (89.0%) | $205.3m (-3.2%) | 23.8% (42.4%) | $10.32 (94.0%) |
| 2022 | $1.0b (40.0%) | $135.6m (-23.8%) | $341.3m (66.3%) | 13.0% (-45.5%) | $7.55 (-26.8%) |
| 2023 | $1.2b (10.4%) | $102.8m (-24.2%) | $455.3m (33.4%) | 8.9% (-31.3%) | $5.35 (-29.1%) |
| 2024 | $1.3b (13.5%) | $111.3m (8.2%) | $467.6m (2.7%) | 8.5% (-4.6%) | $5.92 (10.7%) |
| 2025 | $2.0b (50.1%) | $122.2m (9.8%) | $632.9m (35.4%) | 6.2% (-26.8%) | $7.40 (25.0%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.