Discounted Cash Flow
Atlantic Union Bankshares Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $77.5m | $93.8m | — | $1.77 |
| 2017 | — | $72.9m (-5.9%) | $110.3m (17.6%) | — | $1.67 (-5.6%) |
| 2018 | — | $146.2m (100.6%) | $216.8m (96.5%) | — | $2.22 (32.9%) |
| 2019 | — | $193.5m (32.3%) | $194.8m (-10.1%) | — | $2.41 (8.6%) |
| 2020 | — | $158.2m (-18.2%) | $231.9m (19.1%) | — | $1.93 (-19.9%) |
| 2021 | — | $263.9m (66.8%) | $337.8m (45.6%) | — | $3.26 (68.9%) |
| 2022 | — | $234.5m (-11.1%) | $416.8m (23.4%) | — | $2.97 (-8.9%) |
| 2023 | — | $201.8m (-13.9%) | $272.9m (-34.5%) | — | $2.53 (-14.8%) |
| 2024 | — | $209.1m (3.6%) | $301.1m (10.3%) | — | $2.29 (-9.5%) |
| 2025 | — | $273.7m (30.9%) | $2.2b (639.0%) | — | $2.03 (-11.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.