Discounted Cash Flow
Axos Financial, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $261.0m | $119.3m | $210.6m | 45.7% | $1.85 |
| 2017 | $313.2m (20.0%) | $134.7m (13.0%) | $223.9m (6.3%) | 43.0% (-5.9%) | $2.07 (11.9%) |
| 2018 | $368.5m (17.6%) | $152.4m (13.1%) | $167.9m (-25.0%) | 41.4% (-3.9%) | $2.41 (16.4%) |
| 2019 | $27.6m (-92.5%) | $155.1m (1.8%) | $204.4m (21.7%) | 561.5% (1257.7%) | $2.50 (3.7%) |
| 2020 | $33.8m (22.2%) | $183.4m (18.2%) | $284.1m (39.0%) | 543.3% (-3.2%) | $3.01 (20.4%) |
| 2021 | $538.7m (1495.7%) | $215.7m (17.6%) | $412.6m (45.2%) | 40.0% (-92.6%) | $3.64 (20.9%) |
| 2022 | $59.4m (-89.0%) | $240.7m (11.6%) | $195.1m (-52.7%) | 405.0% (911.5%) | $4.04 (11.0%) |
| 2023 | $65.3m (9.8%) | $307.2m (27.6%) | $166.5m (-14.7%) | 470.7% (16.2%) | $5.15 (27.5%) |
| 2024 | $64.6m (-1.0%) | $450.0m (46.5%) | $269.5m (61.9%) | 696.2% (47.9%) | $7.82 (51.8%) |
| 2025 | $65.8m (1.8%) | $432.9m (-3.8%) | $436.1m (61.8%) | 658.0% (-5.5%) | $7.61 (-2.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.