← AMERICAN EXPRESS CO
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| Current assets: | |||||||||||
| Accounts Receivable | $46.8b | $53.5b | $55.3b | $56.8b | — | — | — | — | — | — | |
| Financing receivables held for sale | — | — | — | — | — | — | — | $0 | $758.0m | $2.5b | |
| Financing receivables, net | — | — | — | $146.4b | $114.1b | $141.7b | $167.0b | $188.1b | $202.3b | $218.4b | |
| Short-term Investments | — | — | $166.0m | $138.0m | $157.0m | $188.0m | $307.0m | $166.0m | $221.0m | $742.0m | |
| Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2025, $84; 2024, $82) | $1.2b | $70.0m | $166.0m | $138.0m | $157.0m | $188.0m | $307.0m | $166.0m | $221.0m | $742.0m | |
| Total cash and cash equivalents (includes restricted cash: 2025, $169; 2024, $427) | $25.2b | $32.9b | $27.4b | $23.9b | $33.0b | $22.0b | $33.9b | $46.6b | $40.6b | $47.8b | |
| Property, Plant and Equipment, Net | $4.4b | $4.3b | $4.4b | $4.8b | $5.0b | $5.0b | $5.2b | $5.1b | $5.4b | $6.1b | |
| Goodwill | $2.9b | $3.0b | $3.1b | $3.3b | $3.9b | $3.8b | $3.8b | $3.9b | $4.2b | $4.9b | |
| Operating Lease, Right-of-Use Asset | — | — | — | — | — | — | — | — | $804.0m | $998.0m | |
| Other Assets, Noncurrent | — | — | $1.0b | $1.2b | $1.1b | $1.1b | $1.2b | — | — | — | |
| Other assets, less reserves for credit losses: 2025, $86; 2024, $27 | $10.6b | $9.8b | $10.5b | $14.7b | $17.7b | $17.2b | $17.7b | $19.1b | $21.2b | $24.3b | |
| Additional Financial Items | |||||||||||
| Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2025, nil; 2024, $6) | $3.3b | $5.1b | $3.3b | $3.4b | $3.0b | $1.3b | $5.5b | $7.1b | $3.4b | $3.6b | |
| Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 686 million shares as of December 31, 2025 and 702 million shares as of December 31, 2024 | 181.0m | 172.0m | 170.0m | 163.0m | 161.0m | 153.0m | 149.0m | 145.0m | 141.0m | 138.0m | |
| Customer deposits | $53.0b | $64.5b | $70.0b | $73.3b | $86.9b | $84.4b | $110.2b | $129.1b | $139.4b | $152.5b | |
| Interest-bearing deposits in other banks | $20.8b | $27.7b | $24.0b | $20.4b | $29.8b | $20.5b | $28.1b | $39.3b | $37.0b | $43.5b | |
| Investment securities | $3.2b | $3.2b | $4.6b | $8.4b | $21.6b | $2.6b | $4.6b | $2.2b | $1.2b | $1.0b | |
| Other liabilities | $18.8b | $22.1b | $20.3b | $24.9b | $27.2b | $30.5b | $37.4b | $41.6b | $36.8b | $41.6b | |
| Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of December 31, 2025 and 2024 (Note 15) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Premises and equipment, less accumulated depreciation and amortization: 2025, $12,039; 2024, $10,739 | $4.4b | $4.3b | $4.4b | $4.8b | $5.0b | $5.0b | $5.2b | $5.1b | $5.4b | $6.1b | |
| Short-term borrowings | $5.6b | $3.3b | $3.1b | $6.4b | $1.9b | $2.2b | $1.3b | $1.3b | $1.4b | $1.4b | |
| AOCI, Debt Securities, Available-for-sale, Adjustment, after Tax | $7.0m | — | ($8.0m) | $33.0m | $65.0m | $23.0m | — | — | — | — | |
| Total shareholders’ equity | $20.5b | $18.2b | $22.3b | $23.1b | $23.0b | $22.2b | $24.7b | $28.1b | $30.3b | $33.5b | |
| Assets | $158.9b | $181.2b | $188.6b | $198.3b | $191.4b | $188.5b | $228.4b | $261.1b | $271.5b | $300.1b | |
| Total assets | $158.9b | $181.2b | $188.6b | $198.3b | $191.4b | $188.5b | $228.4b | $261.1b | $271.5b | $300.1b | |
| LIABILITIES AND EQUITY | |||||||||||
| Accounts payable | $11.2b | $14.7b | $12.3b | $12.7b | $9.4b | $10.6b | $12.1b | $13.1b | $13.9b | $14.7b | |
| Long-term debt | $47.0b | $55.8b | $58.4b | $57.8b | $43.0b | $38.7b | $42.6b | $47.9b | $49.7b | $56.4b | |
| Long-term debt (includes debt issued by consolidated variable interest entities: 2025, $13,022; 2024, $13,880) | $47.0b | $55.8b | $58.4b | $57.8b | $43.0b | $38.7b | $42.6b | $47.9b | $49.7b | $56.4b | |
| Deferred Tax Liabilities, Net | $2.8b | $1.9b | $2.0b | $2.0b | $2.3b | $2.3b | $1.6b | $1.4b | $1.4b | $1.5b | |
| Liabilities | $138.4b | $162.9b | $166.3b | $175.2b | $168.4b | $166.4b | $203.6b | $233.1b | $241.2b | $266.6b | |
| Total liabilities | $138.4b | $162.9b | $166.3b | $175.2b | $168.4b | $166.4b | $203.6b | $233.1b | $241.2b | $266.6b | |
| Stockholders’ equity: | |||||||||||
| Accumulated Other Comprehensive Income (Loss), Net of Tax | ($2.8b) | ($2.4b) | ($2.6b) | ($2.7b) | ($2.9b) | ($2.9b) | ($3.2b) | ($3.1b) | ($3.4b) | ($3.3b) | |
| Accumulated other comprehensive income (loss) | ($2.8b) | ($2.4b) | ($2.6b) | ($2.7b) | ($2.9b) | ($2.9b) | ($3.2b) | ($3.1b) | ($3.4b) | ($3.3b) | |
| Additional Paid in Capital | $12.7b | $12.2b | $12.2b | $11.8b | $11.9b | $11.5b | $11.5b | $11.4b | $11.4b | $11.1b | |
| Common Stock, Value, Issued | $181.0m | $172.0m | $170.0m | $163.0m | $161.0m | $153.0m | $149.0m | $145.0m | $141.0m | $138.0m | |
| Preferred Stock, Value, Issued | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Retained Earnings (Accumulated Deficit) | $10.4b | $8.3b | $12.5b | $13.9b | $13.8b | $13.5b | $16.3b | $19.6b | $22.1b | $25.5b | |
| Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax | $529.0m | $467.0m | $456.0m | $581.0m | $731.0m | $576.0m | ($3.2b) | ($3.1b) | ($3.4b) | ($3.3b) | |
| Stockholders' Equity Attributable to Parent | $20.5b | $18.2b | $22.3b | $23.1b | $23.0b | $22.2b | $24.7b | $28.1b | $30.3b | $33.5b | |
| Liabilities and Equity | $158.9b | $181.2b | $188.6b | $198.3b | $191.4b | $188.5b | $228.4b | $261.1b | $271.5b | $300.1b | |
| Total liabilities and shareholders’ equity | $158.9b | $181.2b | $188.6b | $198.3b | $191.4b | $188.5b | $228.4b | $261.1b | $271.5b | $300.1b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.