Discounted Cash Flow
Bank of America Corp. /De/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $83.7b | $17.9b | $18.3b | 21.4% | $1.58 |
| 2017 | $87.4b (4.4%) | $18.2b (1.8%) | $10.4b (-43.2%) | 20.9% (-2.4%) | $1.63 (3.2%) |
| 2018 | $91.2b (4.5%) | $28.1b (54.4%) | $39.5b (279.9%) | 30.8% (47.8%) | $2.64 (62.0%) |
| 2019 | $91.2b (-0.0%) | $27.4b (-2.5%) | $61.8b (56.3%) | 30.1% (-2.5%) | $2.77 (4.9%) |
| 2020 | $85.5b (-6.3%) | $17.9b (-34.8%) | $38.0b (-38.5%) | 20.9% (-30.4%) | $1.88 (-32.1%) |
| 2021 | $89.1b (4.2%) | $32.0b (78.7%) | $-7.2b (-118.9%) | 35.9% (71.5%) | $3.60 (91.5%) |
| 2022 | $95.0b (6.6%) | $27.5b (-13.9%) | $-6.3b (12.0%) | 29.0% (-19.2%) | $3.21 (-10.8%) |
| 2023 | $98.6b (3.8%) | $26.5b (-3.7%) | $45.0b (811.0%) | 26.9% (-7.2%) | $3.10 (-3.4%) |
| 2024 | $101.9b (3.4%) | $27.1b (2.3%) | $-8.8b (-119.6%) | 26.6% (-1.0%) | $3.25 (4.8%) |
| 2025 | $113.1b (11.0%) | $30.5b (12.4%) | $12.6b (243.2%) | 27.0% (1.3%) | $3.86 (18.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.