← CREDICORP LTD
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| Property, furniture and equipment, net | $1.6b | $1.5b | $1.5b | $1.4b | $1.4b | $1.3b | $1.3b | $1.4b | $1.4b | $2.1b | |
| Goodwill | $636.1m | $636.0m | $591.3m | $886.0m | $113.4m | $113.4m | $772.2m | $132.5m | $722.4m | $1.3b | |
| Intangible Assets Other Than Goodwill | $1.3b | $1.3b | $1.5b | $1.7b | $1.8b | $1.9b | $2.1b | $2.4b | $2.6b | $4.8b | |
| Intangible assets and goodwill, net | $2.0b | $2.0b | $2.1b | $2.6b | $2.6b | $2.7b | $2.9b | $3.2b | $3.3b | $4.8b | |
| Other assets | $4.9b | $5.0b | $5.6b | $5.5b | $5.8b | $6.3b | $5.9b | $6.2b | $7.2b | $10.1b | |
| Right-of-use assets, net | — | — | $0 | $839.1m | $702.9m | $586.4m | $543.8m | $499.7m | $402.5m | $603.4m | |
| Additional Financial Items | |||||||||||
| Allowance Account For Credit Losses Of Financial Assets | $4.4b | $4.9b | $5.3b | $5.5b | $10.4b | $9.1b | $8.5b | $8.6b | — | — | |
| Allowance for loan losses | ($4.2b) | ($4.5b) | ($5.0b) | ($5.1b) | ($9.9b) | ($8.5b) | ($7.9b) | ($8.3b) | ($8.0b) | ($7.7b) | |
| Amortized cost | — | — | — | — | $2.2b | $4.4b | $6.9b | $7.9b | $7.9b | $8.5b | |
| Amortized cost pledged as collateral | — | $0 | $2.9b | $1.6b | $2.8b | $3.9b | $3.5b | $2.3b | $1.1b | $323.5m | |
| At fair value through other comprehensive income | — | $0 | $23.1b | $24.6b | $42.7b | $34.4b | $29.7b | $32.8b | $34.2b | $33.0b | |
| At fair value through other comprehensive income pledged as collateral | — | $0 | $2.1b | $1.6b | $997.8m | $318.4m | $1.1b | $4.3b | $5.9b | $6.0b | |
| At fair value through profit or loss | $459.1m | $537.7m | $521.2m | $620.5m | $823.3m | $5.9b | $4.2b | $5.0b | $4.7b | $5.0b | |
| Bonds and notes issued | $15.9b | $16.2b | $15.5b | $14.9b | $16.3b | $17.1b | $17.0b | $14.6b | $17.3b | $14.0b | |
| Capital surplus | $280.9m | $271.9m | $246.2m | $226.0m | $192.6m | $228.9m | $231.6m | $228.2m | $176.3m | $148.7m | |
| Cash collateral, reverse repurchase agreements and securities borrowing | $10.9b | $7.5b | $4.1b | $4.3b | $2.4b | $1.8b | $1.1b | $1.4b | $1.0b | $2.2b | |
| Deferred Tax Assets | $506.0m | $480.1m | $463.7m | $521.0m | $1.7b | $1.2b | $1.1b | $1.2b | $1.2b | $1.4b | |
| Deferred tax assets, net | — | — | $463.7m | $521.0m | $1.7b | $1.2b | $1.1b | $1.2b | $1.2b | $1.4b | |
| Due from customers on banker’s acceptances | $491.1m | $532.0m | $968.0m | $535.2m | $455.3m | $532.4m | $699.7m | $412.4m | $528.2m | $345.9m | |
| Due to banks and correspondents | $7.5b | $8.0b | $8.4b | $8.8b | $6.0b | $7.2b | $8.9b | $12.3b | $10.8b | $10.7b | |
| Financial assets designated at fair value through profit or loss | — | — | — | — | $823.3m | $974.7m | $768.8m | $810.9m | $932.7m | $992.4m | |
| Financial liabilities at fair value through profit or loss | $209.5m | $168.1m | $362.3m | $493.7m | $561.6m | $325.6m | $191.0m | $641.9m | $151.5m | $1.1b | |
| Insurance contract liability | — | — | — | — | — | $11.9b | $11.2b | $12.3b | $13.4b | $14.3b | |
| Interest-bearing | $57.8b | $67.8b | $72.3b | $78.2b | $94.7b | $98.5b | $103.7b | $105.5b | $114.7b | $118.2b | |
| Investment Property | $504.9m | $458.9m | $440.2m | $450.9m | $466.9m | $469.1m | $548.6m | $565.3m | $625.1m | — | |
| Issued Capital | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | — | |
| Lease liabilities | — | — | $0 | $847.5m | $750.6m | $655.3m | $578.1m | $512.6m | $404.8m | $612.3m | |
| Loans, net of unearned income | $94.8b | $100.5b | $110.8b | $115.6b | $137.7b | $147.6b | $148.6b | $145.0b | $145.7b | $150.0b | |
| Non-controlling interest | $460.4m | $497.1m | $426.8m | $508.4m | $499.8m | $540.7m | $591.6m | $647.1m | $630.8m | $729.2m | |
| Non-interest-bearing | $28.1b | $29.4b | $32.2b | $33.8b | $47.6b | $51.9b | $43.3b | $42.2b | $47.2b | $52.2b | |
| Other Reserves | $1.2b | $1.5b | $708.5m | $1.1b | $1.9b | $235.9m | ($650.1m) | $295.8m | $214.6m | $544.8m | |
| Other liabilities | $4.1b | $5.0b | $5.1b | $5.5b | $5.5b | $6.5b | $7.3b | $7.0b | $7.6b | $8.3b | |
| Payables from repurchase agreements and securities lending | $15.1b | $13.4b | $9.4b | $7.7b | $27.9b | $22.0b | $13.0b | $10.2b | $9.1b | $8.2b | |
| Reinsurance contract assets | — | — | — | — | — | $812.5m | $744.0m | $872.0m | $841.2m | $708.6m | |
| Reserves | $13.5b | $14.6b | $17.6b | $19.4b | $21.4b | $21.4b | $23.7b | $26.3b | $27.2b | $29.6b | |
| Stockholders Equity | — | — | — | — | — | — | $29.0b | $32.5b | $34.3b | $38.4b | |
| Total | — | $0 | $25.2b | $26.2b | $43.7b | $34.8b | $30.8b | $37.0b | $40.1b | $170.4b | |
| Trade And Other Payables | — | — | — | — | — | — | $42.3m | — | — | — | |
| Total cash | — | — | — | — | $36.8b | $39.3b | $34.2b | $33.9b | $47.7b | $49.0b | |
| Total equity | $20.1b | $22.3b | $24.3b | $26.7b | $25.4b | $27.0b | $29.6b | $33.1b | $35.0b | $39.1b | |
| Total equity attributable to owners of parent | $19.7b | $21.8b | $23.8b | $26.2b | $24.9b | $26.5b | $29.0b | $32.5b | $34.3b | $38.4b | |
| Total investments at amortized cost, net | — | $0 | $1.3b | $1.9b | $2.2b | $8.3b | $10.4b | $10.2b | $9.0b | $8.8b | |
| Total loans, net | $90.6b | $96.0b | $105.8b | $110.5b | $127.8b | $139.1b | $140.8b | $136.7b | $137.7b | $142.3b | |
| Total Assets | $156.4b | $170.5b | $177.3b | $187.9b | $237.4b | $244.8b | $236.8b | $238.8b | $256.1b | $267.4b | |
| LIABILITIES AND EQUITY | |||||||||||
| Deferred Tax Liabilities | $172.6m | $150.3m | $108.6m | $134.2m | $105.5m | $105.1m | $71.8m | $107.5m | $59.0m | $376.9m | |
| Deferred tax liabilities, net | — | — | $108.6m | $134.2m | $105.5m | $105.1m | $71.8m | $107.5m | $59.0m | $376.9m | |
| Total Liabilities | $136.3b | $148.2b | $153.0b | $161.1b | $212.0b | $217.8b | $207.2b | $205.7b | $221.1b | $228.3b | |
| Capital stock | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | |
| Common Stock Equity | — | — | — | — | — | — | $29.0b | $32.5b | $34.3b | $38.4b | |
| Retained earnings | $3.5b | $4.3b | $4.2b | $4.4b | $347.2m | $3.6b | $4.6b | $4.6b | $5.6b | $6.9b | |
| Treasury stock | ($209.3m) | ($208.9m) | ($208.0m) | ($207.8m) | ($208.4m) | ($207.5m) | ($207.5m) | ($208.0m) | ($208.9m) | ($209.8m) | |
| Noncontrolling Interests | $460.4m | $497.1m | $426.8m | $508.4m | $499.8m | $540.7m | $591.6m | $647.1m | $630.8m | — | |
| Total liabilities and equity | $156.4b | $170.5b | $177.3b | $187.9b | $237.4b | $244.8b | $236.8b | $238.8b | $256.1b | $267.4b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.