← CREDICORP LTD

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Operating Revenue — — — — — — $16.9b $19.7b $21.5b $24.0b
Total Revenue $16.8b $17.7b $18.2b $19.7b $18.4b $19.4b $23.0b $25.7b $27.5b $24.0b
Revenue From Interest $10.8b $11.0b $11.5b $12.4b $11.5b $11.9b $15.0b $18.8b $19.9b $19.9b
Cost of sales of medical services and medicines $12.6b $13.3b $13.6b $14.8b $13.8b $14.6b $17.2b $0 $0 ($972.7m)
Additional Financial Items
Applicable Tax Rate $0 $0 $0 $0 ($0) $0 $0 $0 $0 —
Average Effective Tax Rate $0 $0 $0 $0 $0 ($0) ($0) ($0) ($0) —
Commissions and fees $2.8b $2.9b $3.1b $3.2b $2.9b $3.5b $3.6b $3.8b $4.1b $4.2b
Credicorp’s equity holders $3.5b $4.1b $4.0b $4.3b $346.9m $3.6b $4.6b $4.9b $5.5b $6.9b
Depreciation Right of Use Assets $3.5b $4.1b $4.0b $177.3m $172.0m $161.3m $151.3m $147.8m $142.6m —
Depreciation and amortization ($407.1m) ($420.0m) ($429.1m) ($455.0m) ($497.9m) ($522.0m) ($532.2m) ($511.2m) ($570.8m) ($746.2m)
Depreciation of right-of-use assets — $0 $0 ($177.3m) ($172.0m) ($161.3m) ($151.3m) ($147.8m) ($142.6m) ($146.9m)
Impairment Loss Recognised In Profit Or Loss Goodwill $94k $0 $38.2m $0 $64.0m $0 $0 $72.0m $27.3m $0
Impairment loss on goodwill ($94k) $0 ($38.2m) $0 ($64.0m) $0 $0 ($72.0m) ($27.3m) $0
Insurance service result — — — — — $0 $1.3b $1.6b $1.7b $1.8b
Interest and similar income $10.8b $11.0b $11.5b $12.4b $11.5b $11.9b $15.0b $18.8b $19.9b $19.9b
Net exchange difference result $698.2m $650.2m $738.0m $748.4m $622.8m $920.8m ($16.2m) $45.8m ($41.1m) $42.0m
Net gain on derivatives held for trading $44.5m $103.6m $13.3m $6.0m $40.8m $185.3m $65.2m $53.7m $156.2m $51.9m
Net gain on foreign exchange transactions $0 $17.4m $16.0m $19.7m $19.8m $34.7m $1.1b $886.1m $1.4b $1.5b
Net gain on securities $336.8m $741.8m $242.8m $546.8m $523.1m $28.6m $5.5m $425.1m $362.3m $400.7m
Net result after income tax $3.6b $4.2b $4.1b $4.4b $334.1m $3.7b $4.7b $5.0b $5.6b $7.1b
Net result before income tax $4.9b $5.6b $5.6b $6.0b $224.2m $5.3b $6.9b $6.8b $7.8b $9.9b
Non-controlling interest $95.4m $89.9m $87.4m $87.0m ($12.8m) $87.2m $112.3m $94.3m $122.0m $157.3m
Other Income $4.2b $4.9b $4.5b $4.9b $4.4b $4.9b $5.1b $5.7b $6.4b $6.8b
Others ($609.1m) ($635.5m) ($687.7m) ($268.5m) ($758.1m) ($432.3m) ($379.2m) ($534.6m) ($773.3m) ($568.4m)
Profit Loss Attributable To Noncontrolling Interests $95.4m $89.9m $87.4m $87.0m ($12.8m) $87.2m $112.3m $94.3m $122.0m $157.3m
Profit Loss Attributable To Owners Of Parent $3.5b $4.1b $4.0b $4.3b $346.9m $3.6b $4.6b $4.9b $5.5b $6.9b
Profit Loss Before Tax $4.9b $5.6b $5.6b $6.0b $224.2m $5.3b $6.9b $6.8b $7.8b $9.9b
Provision for credit losses on loan portfolio ($2.1b) ($2.1b) ($1.8b) ($2.1b) ($6.1b) ($1.6b) ($2.2b) ($4.0b) ($3.9b) ($2.9b)
Provision for credit losses on loan portfolio, net of recoveries ($1.8b) ($1.8b) ($1.5b) ($1.8b) ($5.9b) ($1.2b) ($1.8b) ($3.6b) ($3.5b) ($2.4b)
Recoveries of written-off loans $277.7m $268.3m $283.2m $254.2m $159.8m $346.7m $347.0m $334.8m $423.9m $467.2m
Reinsurance result — — — — — $0 ($460.9m) ($391.3m) ($494.6m) ($458.8m)
Salaries and employee benefits ($2.9b) ($3.1b) ($3.2b) ($3.4b) ($3.3b) ($3.7b) ($4.1b) ($4.3b) ($4.7b) ($5.4b)
Net Foreign Exchange Loss $60.6m $0 $0 — — — — — — —
Total income — — — — — — — $25.7b $27.5b $28.6b
Total insurance and reinsurance result — — — — — — $841.4m $1.2b $1.2b $1.4b
Total medical services results — — — — — — — $0 $0 $414.6m
Total other income $4.2b $4.9b $4.5b $4.9b $4.4b $4.9b $5.1b $5.7b $6.4b $6.8b
Net Income — — — — — — $4.6b $4.9b $5.5b $6.9b
Net Income Common Stockholders — — — — — — $4.6b $4.9b $5.5b $6.9b
Basic Earnings (Loss) Per Share $44.23 $51.49 $50.13 $53.66 $4.37 $45.09 $58.26 $61.22 $69.24 $87.25
Diluted Earnings (Loss) Per Share $44.15 $51.35 $49.99 $53.53 $4.36 $44.99 $58.13 $61.08 $69.09 $87.08
Administrative Expense $2.1b $2.2b $2.3b $2.4b $2.4b $3.0b $3.5b $3.8b $4.2b —
Administrative expenses ($2.1b) ($2.2b) ($2.3b) ($2.4b) ($2.4b) ($3.0b) ($3.5b) ($3.8b) ($4.2b) ($4.1b)
Current Tax Expense (Income) $1.3b $1.4b $1.4b $1.7b $1.0b $1.1b $2.0b $2.0b $2.3b $2.9b
Deferred Tax Expense (Income) $28.2m ($3.6m) $91.1m ($52.5m) ($1.1b) $547.4m $113.1m ($76.1m) ($54.9m) $2.9b
Depreciation And Amortisation Expense $407.1m $420.0m $429.1m $455.0m $497.9m $522.0m $532.2m $511.2m $570.8m —
Donations And Subsidies Expense — — — — $128.9m $9.9m $16.4m $23.4m $23.5m —
Employee Benefits Expense $2.9b $3.1b $3.2b $3.4b $3.3b $3.7b $4.1b $4.3b $4.7b —
Income Tax Expense Continuing Operations $1.3b $1.4b $1.5b $1.6b ($110.0m) $1.7b $2.1b $1.9b $2.2b $2.9b
Interest Expense $2.9b $3.0b $3.0b $3.3b $3.0b $2.5b $3.5b $5.9b $5.8b $4.9b
Interest Expense On Lease Liabilities $3.5b $4.1b $4.0b $37.4m $32.3m $27.4m $25.1m $25.6m $22.8m —
Interest and similar expenses ($2.9b) ($3.0b) ($3.0b) ($3.3b) ($3.0b) ($2.5b) ($3.5b) ($5.9b) ($5.8b) ($5.2b)
Net interest, similar income and expenses $7.9b $8.1b $8.5b $9.1b $8.6b $9.4b $11.5b $12.9b $14.1b $14.7b
Net interest, similar income and expenses, after provision for credit losses on loan portfolio $6.1b $6.3b $7.0b $7.2b $2.7b $8.1b $9.7b $9.3b $10.6b $12.3b
Professional Fees Expense $183.8m $206.2m $223.2m $261.1m $214.0m $312.8m $338.3m $336.7m $407.5m —
Tax expense (income) ($1.3b) ($1.4b) ($1.5b) ($1.6b) $110.0m ($1.7b) ($2.1b) ($1.9b) ($2.2b) ($2.9b)
Total other expenses ($6.1b) ($6.3b) ($6.8b) ($6.7b) ($7.2b) ($7.7b) ($8.6b) ($9.3b) ($10.4b) ($11.0b)

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.