Discounted Cash Flow
Beacon Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $298.1m | $58.7m | $89.0m | 19.7% | $1.89 |
| 2017 | $420.5m (41.0%) | $55.2m (-5.8%) | $65.6m (-26.4%) | 13.1% (-33.2%) | $1.40 (-25.9%) |
| 2018 | $74.3m (-82.3%) | $105.8m (91.4%) | $212.5m (224.2%) | 142.3% (983.1%) | $2.30 (64.3%) |
| 2019 | $84.0m (13.0%) | $97.5m (-7.9%) | $101.0m (-52.5%) | 116.0% (-18.5%) | $1.98 (-13.9%) |
| 2020 | $66.3m (-21.1%) | $-533.0m (-647.0%) | $220.4m (118.3%) | -803.9% (-792.9%) | $-10.60 (-635.4%) |
| 2021 | $143.2m (116.0%) | $118.7m (122.3%) | $103.9m (-52.9%) | 82.8% (110.3%) | $2.41 (122.7%) |
| 2022 | $68.9m (-51.9%) | $92.5m (-22.0%) | $121.7m (17.2%) | 134.2% (62.0%) | $2.03 (-15.8%) |
| 2023 | $42.8m (-37.9%) | $69.6m (-24.8%) | $155.3m (27.6%) | 162.7% (21.2%) | $1.61 (-20.7%) |
| 2024 | $48.4m (13.2%) | $61.0m (-12.3%) | $120.6m (-22.3%) | 126.0% (-22.5%) | $1.44 (-10.6%) |
| 2025 | $29.9m (-38.1%) | $90.3m (48.0%) | $212.2m (75.9%) | 301.4% (139.2%) | $1.03 (-28.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.