Discounted Cash Flow
Banco Bilbao Vizcaya Argentaria, S.A. ADR
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Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $27.7b | $3.5b | $-1.7b | 12.5% | $0.49 |
| 2017 | $29.3b (5.7%) | $3.5b (1.3%) | $2.1b (221.0%) | 12.0% (-4.2%) | $0.48 (-2.0%) |
| 2018 | $29.8b (1.8%) | $5.3b (51.3%) | $8.7b (321.6%) | 17.8% (48.6%) | $0.76 (58.3%) |
| 2019 | $31.1b (4.1%) | $3.5b (-34.0%) | $-8.2b (-194.8%) | 11.3% (-36.6%) | $0.47 (-38.2%) |
| 2020 | $22.4b (-27.9%) | $1.3b (-62.8%) | $1.3b (115.9%) | 5.8% (-48.4%) | $0.14 (-70.2%) |
| 2021 | $23.0b (2.8%) | $4.7b (256.6%) | $-1.2b (-195.2%) | 20.2% (246.9%) | $0.67 (378.6%) |
| 2022 | $29.1b (26.6%) | $6.4b (38.0%) | $21.3b (1813.1%) | 22.0% (9.0%) | $0.99 (47.8%) |
| 2023 | $42.1b (44.6%) | $8.0b (24.9%) | $-2.5b (-111.9%) | 19.0% (-13.6%) | $1.29 (30.3%) |
| 2024 | $55.2b (31.0%) | $10.1b (25.4%) | $-20.2b (-695.0%) | 18.2% (-4.3%) | $1.68 (30.2%) |
| 2025 | $52.8b (-4.4%) | $10.5b (4.5%) | $13.2b (165.2%) | 19.9% (9.3%) | $1.76 (4.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.