← BANK OF CHILE

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Revenue From Interest $1.9t $3.1b $2.9b $2.1t $2.6b $2.8b $4.5t $4.0t $3.8t $3.4t
Operating Expenses — — — — $37.5m — — — — —
Other operating expenses ($26.9b) ($42.0m) ($42.7m) ($23.9b) ($37.5m) ($35.6m) ($27.7b) ($32.9b) ($36.0b) ($34.0b)
TOTAL OPERATING EXPENSES ($787.0b) ($1.3b) ($1.2b) ($902.2b) ($1.2b) ($1.0b) ($995.5b) ($1.1t) ($1.1t) ($1.1t)
TOTAL OPERATING INCOME, BEFORE EXPECTED CREDIT LOSSES $1.5t $2.4b $2.3b $1.7t $1.9b $2.6b $3.1t $3.0t $3.1t $3.0t
TOTAL OPERATING INCOME, NET OF EXPECTED CREDIT LOSSES $2.4b $2.3b $1.4t $2.2t $2.7t $2.8t $2.7t $2.6t
Additional Financial Items
Applicable Tax Rate $0 $0 $0 $0 $0 $0 $0 $0 $0 —
Average Effective Tax Rate $0 $0 $0 $0 — — — — — —
Bank’s Shareholders — — — — $401.6b $1.1t $1.4t $1.4t $1.2t $1.2t
Depreciation Right of Use Assets — — — $28.5b $27.6b $29.2b — — — —
Depreciation and amortization ($35.6b) ($61.0m) ($54.3m) ($70.5b) ($103.0m) ($90.1m) ($84.2b) ($92.3b) ($94.6b) ($95.1b)
Expected credit losses ($259.3b) ($359.5m) ($362.3m) ($331.6b) ($768.5m) ($22.5m) ($412.1b) ($201.9b) ($352.7b) ($394.9b)
Fee and commission income $441.0b $766.5m $728.2m $589.2b $789.6m $685.3m $667.8b $700.1b $717.3b $774.2b
Impairment Loss Recognised In Profit Or Loss Intangible Assets Other Than Goodwill — — — $187.0m $1.0m — — — — —
Impairment of non-financial assets — — — ($2.6b) ($2.3m) ($2.0m) ($77.0m) ($1.8b) ($2.9b) ($1.9b)
Income from investments in other companies $4.0b $9.0m $9.8m $6.0b ($7.2m) $2.1m $13.0b $13.4b $16.7b $12.0b
Income tax — — — ($173.7b) ($145.0m) ($323.7m) ($289.2b) ($322.1b) ($333.6b) ($318.4b)
Interest and Inflation indexation revenue $1.9t $3.1b $2.9b $2.1t $2.6b $2.8b $4.5t $4.0t $3.8t $3.4t
NET OPERATING INCOME, BEFORE INCOME TAX $671.2b $1.1b $1.1b $771.4b $716.3m $1.6b $1.7t $1.7t $1.6t $1.5t
Net fee and commission income $321.3b $564.9m $519.0m $457.3b $626.4m $533.7m $522.1b $534.0b $556.3b $620.7b
Net financial result $128.6b ($48.2m) $168.9m $113.4b ($15.8m) $219.3m $306.8b $469.6b $280.5b $272.3b
Net interest and Inflation indexation income $1.2t $2.0b $1.9b $1.4t $1.8b $1.8b $2.3t $1.9t $2.2t $2.1t
Non-controlling interests — $2k $1k $1.0m $1k $1k $2.0m $1.0m — —
Other Income $169.6b $105.2b $165.1b $176.6b $172.1b $205.0b $34.5b $78.8b $51.3b —
Other operating income $28.6b $48.7m $65.3m $32.3b $37.5m $39.9m $29.7b $76.0b $51.8b $48.5b
Profit Loss Attributable To Noncontrolling Interests — $2k $1k $1.0m $1k $1k $2.0m $1.0m — —
Profit Loss Attributable To Owners Of Parent $575.1b $929.6m $870.3m $603.7b ($564.2m) ($1.2b) — — — —
Profit Loss Before Tax $675.3b $1.1b $1.1b $777.4b $709.2m $1.6b — — — —
Profit Loss From Operating Activities $671.2b $1.1b $1.1b $771.4b $716.3m $1.6b $1.7t $1.7t $1.6t $1.5t
Net Foreign Exchange Loss — — — — — — $105.0b — — —
NET INCOME FOR THE YEAR $575.1b $929.6m $870.3m $603.7b $564.2m $1.2b $1.4t $1.4t $1.2t $1.2t
Net Income (Loss) Attributable to Parent — — — — $401.6b — — — — —
Basic Earnings (Loss) Per Share $5.78 $5.75 $5.98 $5.98 $3.98 $10.46 $14.31 $13.60 $12.36 $11.73
Basic earnings (in Pesos per share) $5.78 $5.75 $5.98 $5.98 $3.98 $10.46 $14.31 $13.60 $12.36 $11.73
Diluted Earnings (Loss) Per Share $5.78 $5.75 $5.98 $5.98 $3.98 $10.46 $14.31 $13.60 $12.36 $11.73
Diluted earnings (in Pesos per share) $5.78 $5.75 $5.98 $5.98 $3.98 $10.46 $14.31 $13.60 $12.36 $11.73
Administrative Expense $306.3b $506.1m $477.9m $329.7b $447.9m $380.7m $355.3b $408.8b $416.7b —
Administrative expenses ($306.3b) ($506.1m) ($477.9m) ($329.7b) ($447.9m) ($380.7m) ($355.3b) ($408.8b) ($416.7b) ($429.6b)
Current Tax Expense (Income) $134.8b $105.0b $159.2b $232.4b $161.9b $250.2b $369.7b $268.3b $339.6b —
Deferred Tax Expense (Income) ($35.2b) $14.3b ($4.6b) ($58.7b) ($58.9b) $20.2b $2.0b — — —
Deferred Tax Expense (Income) Recognised In Profit Or Loss $35.2b ($14.3b) $4.6b $58.7b $58.9b ($20.2b) $91.0b ($44.5b) — —
Depreciation And Amortisation Expense $35.6b $61.0m $54.3m $70.5b $73.4b — $84.2b $92.3b $94.6b —
Donations And Subsidies Expense — — — $2.2b $2.8b $3.2b — $3.3b $3.2b —
Employee Benefits Expense $417.9b $665.1m $635.3m $475.6b — $6.4b $528.2b $582.7b $582.5b —
Fee and commission expense ($119.8b) ($201.5m) ($209.3m) ($131.9b) ($163.2m) ($151.6m) ($145.7b) ($166.0b) ($161.0b) ($153.5b)
General And Administrative Expense — — — $233.7b $233.5b $237.7b $14.2b $11.4b $9.4b —
Income (expense) from non-current assets and disposal groups held for sale not admissible as discontinued operations — — — — ($1.0b) $2.0b $4.8b $2.8b ($458.0m) $6.0b
Income Tax Expense Continuing Operations $100.2b $187.4m $230.3m $173.7b $103.2b $276.0b ($289.2b) ($322.1b) $333.6b —
Interest Expense $690.3b $1.1b $979.9m $742.3b $786.6m $955.2m $2.2t $2.1t $1.6t —
Interest Expense On Lease Liabilities — — — $2.6b $2.5b $2.0b — — — —
Interest and Inflation indexation expense ($690.3b) ($1.1b) ($979.9m) ($742.3b) ($786.6m) ($955.2m) ($2.2t) ($2.1t) ($1.6t) ($1.3t)
Other Employee Expense $17.4b $17.6b $19.3b $18.2b $22.2b $19.8b — — — —
Other Operating Income Expense $671.2b $1.1b $1.1b ($831.7b) ($804.4b) ($807.6b) $1.7t $1.7t $51.8b $1.5t
Personnel expenses ($417.9b) ($665.1m) ($635.3m) ($475.6b) ($642.2m) ($528.9m) ($528.2b) ($582.7b) ($582.5b) ($570.4b)
Postemployment Benefit Expense Defined Benefit Plans $24.1b $21.2b $19.9b $35.1b $23.0b $16.2b — — — —
Professional Fees Expense — — — $21.1b $14.7b $18.3b $15.3b $11.6b $11.3b —
Selling, General and Administrative Expense $209.3b $211.6b $231.5b — — — $26.0b $15.8b $15.2b —

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.