Discounted Cash Flow
Baycom Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $39.9m | $5.3m | $9.3m | 13.2% | $0.81 |
| 2018 | $51.9m (30.0%) | $14.5m (175.5%) | $6.2m (-33.1%) | 27.9% (112.0%) | $1.50 (85.2%) |
| 2019 | $67.8m (30.6%) | $17.3m (19.5%) | $7.0m (11.5%) | 25.5% (-8.5%) | $1.47 (-2.0%) |
| 2020 | $78.3m (15.5%) | $13.7m (-20.7%) | $10.0m (43.7%) | 17.5% (-31.4%) | $1.15 (-21.8%) |
| 2021 | $72.8m (-7.0%) | $20.7m (50.7%) | $10.4m (4.3%) | 28.4% (62.1%) | $1.90 (65.2%) |
| 2022 | $96.7m (32.8%) | $27.0m (30.4%) | $39.6m (279.8%) | 27.9% (-1.8%) | $2.06 (8.4%) |
| 2023 | $97.9m (1.2%) | $27.4m (1.6%) | $30.8m (-22.2%) | 28.0% (0.4%) | $2.27 (10.2%) |
| 2024 | $91.1m (-6.9%) | $23.6m (-13.9%) | $30.4m (-1.4%) | 25.9% (-7.5%) | $2.10 (-7.5%) |
| 2025 | $94.5m (3.6%) | $23.9m (1.3%) | $31.8m (4.9%) | 25.3% (-2.2%) | $2.18 (3.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.