Discounted Cash Flow
Bank First Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $53.5m | $15.3m | $15.5m | 28.6% | $2.44 |
| 2018 | $77.9m (45.8%) | $25.5m (66.2%) | $15.1m (-2.4%) | 32.7% (14.0%) | $3.81 (56.1%) |
| 2019 | $89.2m (14.4%) | $26.7m (4.9%) | $15.4m (1.7%) | 29.9% (-8.3%) | $3.91 (2.6%) |
| 2020 | $100.7m (12.9%) | $-3.2m (-112.1%) | $-3.2m (-121.0%) | -3.2% (-110.7%) | $5.07 (29.7%) |
| 2021 | $98.4m (-2.3%) | $3.0k (100.1%) | $31.6m (1076.3%) | 0.0% (100.1%) | $5.92 (16.8%) |
| 2022 | $116.5m (18.4%) | $45.2m (1507033.3%) | $33.1m (5.0%) | 38.8% (1272325.4%) | $5.58 (-5.7%) |
| 2023 | $182.5m (56.6%) | $7.9m (-82.5%) | $39.5m (19.1%) | 4.3% (-88.8%) | $7.28 (30.5%) |
| 2024 | $206.4m (13.1%) | $34.0k (-99.6%) | $58.6m (48.6%) | 0.0% (-99.6%) | $6.50 (-10.7%) |
| 2025 | $221.7m (7.4%) | $71.5m (210182.4%) | $51.0m (-12.9%) | 32.2% (195661.8%) | $7.23 (11.2%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.