← BREAD FINANCIAL HOLDINGS, INC.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $7.1b | $7.7b | $3.1b | $840.2m | $577.2m | $3.5b | $4.2b | $4.3b | $4.1b | $4.1b | |
| Cost of Goods and Services Sold | $4.3b | $4.3b | $1.0b | $484.1m | $332.6m | $2.0b | $2.4b | $2.5b | $2.3b | $2.3b | |
| Gross Profit (Calculated) (derived) | $2.9b | $3.4b | ($1.1b) | ($1.8b) | ($1.5b) | $1.5b | $1.8b | $1.8b | $1.7b | $1.7b | |
| Operating Income (Loss) | $1.3b | $1.6b | $1.9b | $1.3b | $888.4m | — | — | — | — | — | |
| Additional Financial Items | |||||||||||
| Amortization of Intangible Assets | $309.5m | $280.9m | $257.6m | $96.2m | $82.8m | $29.0m | $26.0m | $37.0m | $35.0m | $30.0m | |
| Capitalized Computer Software, Amortization | — | — | — | — | — | $37.0m | $68.0m | $60.0m | $35.0m | $30.0m | |
| Foreign Currency Transaction Gain (Loss), before Tax | $1.9m | ($9.7m) | ($300k) | $1.3m | ($500k) | — | — | — | — | — | |
| Gains (Losses) on Sales of Credit Card Portfolio | — | $23.3m | $29.2m | $43.9m | $20.4m | $10.0m | — | $230.0m | $11.0m | $3.0m | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | — | $0 | $0 | $0 | $0 | $0 | |
| Income (Loss) from Continuing Operations before Income Taxes, Domestic | $864.1m | $889.9m | $1.0b | $591.9m | $281.7m | $1.0b | $300.0m | $968.0m | $375.0m | $608.0m | |
| Income (Loss) from Continuing Operations, Per Basic Share | — | $0 | $0 | $11 | $6 | $16 | $4 | $15 | $6 | $11 | |
| Income (Loss) from Continuing Operations, Per Diluted Share | — | $0 | $0 | $11 | $6 | $16 | $4 | $15 | $6 | $11 | |
| Income (Loss) from Equity Method Investments | — | — | — | — | — | — | ($44.0m) | ($6.0m) | $0 | $0 | |
| Preferred Stock Dividends, Income Statement Impact | — | — | — | $2.8m | — | — | — | — | — | — | |
| Undistributed Earnings (Loss) Allocated to Participating Securities, Basic | — | — | — | $6.8m | — | — | — | — | — | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $837.0m | $1.1b | $1.2b | $738.4m | $394.5m | $1.0b | $300.0m | $968.0m | $381.0m | $615.0m | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | $837.0m | $1.1b | $1.2b | $572.6m | $295.0m | $797.0m | $224.0m | $737.0m | $279.0m | $521.0m | |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | — | $19.5m | $17.6m | ($294.6m) | ($81.3m) | $4.0m | ($1.0m) | ($19.0m) | ($2.0m) | ($3.0m) | |
| Net Income (Loss) from Continuing Operations Available to Common Shareholders, Basic | $837.0m | $1.1b | $1.2b | $563.0m | $295.0m | $797.0m | $300.0m | $968.0m | $381.0m | $615.0m | |
| Net Income (Loss) Attributable to Parent | — | — | — | $278.0m | $213.7m | $801.0m | $223.0m | $718.0m | $277.0m | $518.0m | |
| Net Income (Loss) Available to Common Stockholders, Basic | $515.8m | $788.7m | $963.1m | $268.4m | $213.7m | $801.0m | $223.0m | $718.0m | $277.0m | $518.0m | |
| Earnings Per Share, Basic | $7.37 | $14.17 | $17.56 | $5.36 | $4.47 | $16.09 | $4.47 | $14.39 | $5.58 | $11.07 | |
| Earnings Per Share, Diluted | $7.34 | $14.10 | $17.49 | $5.46 | $4.46 | $16.02 | $4.46 | $14.34 | $5.49 | $10.89 | |
| Common Stock, Dividends, Per Share, Declared | — | $2.08 | $2.28 | $0.63 | — | $0.84 | $0.84 | $0.84 | $0.84 | $0.86 | |
| Weighted Average Number of Shares Outstanding, Basic | 58.6m | 55.7m | 54.9m | 50.0m | 47.8m | 49.7m | 49.9m | 49.8m | 49.6m | 46.8m | |
| Weighted Average Number of Shares Outstanding, Diluted | 58.9m | 55.9m | 55.1m | 50.9m | 47.9m | 50.0m | 50.0m | 50.0m | 50.4m | 47.6m | |
| Business Combination, Acquisition Related Costs | — | — | $3.3m | — | — | — | — | — | — | — | |
| Costs and Expenses | $5.9b | $6.1b | $5.9b | $4.3b | $3.6b | — | — | — | — | — | |
| Current Income Tax Expense (Benefit) | $350.2m | $406.2m | $244.3m | — | — | — | $321.0m | $299.0m | $187.0m | $4.0m | |
| General and Administrative Expense | $143.2m | $166.3m | $172.7m | $150.6m | $105.7m | — | — | — | — | — | |
| Interest Expense | $428.5m | $564.4m | $670.6m | $569.0m | $493.9m | $383.0m | $503.0m | $879.0m | — | — | |
| Interest Expense, Debt | $218.2m | $282.7m | $284.7m | $130.0m | $108.5m | — | — | — | — | — | |
| Interest Expense Operating | — | — | — | — | — | — | — | — | $960.0m | $854.0m | |
| Labor and Related Expense | — | — | — | — | — | — | $779.0m | — | — | — | |
| Marketing and Advertising Expense | — | $263.2m | $253.2m | $229.4m | $165.7m | — | — | — | — | — | |
| Income Tax Expense (Benefit) | $319.4m | $292.4m | $260.6m | $165.8m | $99.5m | $247.0m | $76.0m | $231.0m | $102.0m | $94.0m | |
| Interest Income (Expense), Net | $7.1b | $7.7b | $3.1b | $840.2m | $577.2m | $3.5b | $4.2b | $4.3b | $4.1b | $4.1b | |
| Interest Income (Expense), Nonoperating, Net | ($428.5m) | ($564.4m) | — | — | — | — | — | — | — | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.