Discounted Cash Flow
Business First Bancshares, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $37.6m | $5.1m | $6.7m | 13.6% | $0.73 |
| 2017 | $44.4m (18.0%) | $4.8m (-5.1%) | $7.5m (10.6%) | 10.9% (-19.6%) | $0.63 (-13.7%) |
| 2018 | $2.8m (-93.7%) | $14.1m (190.7%) | $18.4m (146.0%) | 501.5% (4489.7%) | $1.27 (101.6%) |
| 2019 | $4.0m (43.6%) | $23.8m (68.7%) | $20.5m (11.5%) | 589.1% (17.5%) | $1.79 (40.9%) |
| 2020 | $5.4m (32.8%) | $30.0m (26.2%) | $26.4m (28.9%) | 559.8% (-5.0%) | $1.65 (-7.8%) |
| 2021 | $6.8m (27.2%) | $52.1m (73.8%) | $52.5m (99.0%) | 765.2% (36.7%) | $2.54 (53.9%) |
| 2022 | $8.3m (21.4%) | $54.3m (4.2%) | $61.8m (17.8%) | 656.4% (-14.2%) | $2.34 (-7.9%) |
| 2023 | $9.7m (17.3%) | $71.0m (30.8%) | $80.8m (30.7%) | 732.1% (11.5%) | $2.62 (12.0%) |
| 2024 | $10.6m (9.0%) | $65.1m (-8.4%) | $59.8m (-25.9%) | 615.6% (-15.9%) | $2.27 (-13.4%) |
| 2025 | $10.7m (1.2%) | $87.9m (34.9%) | $92.0m (53.8%) | 820.8% (33.3%) | $2.81 (23.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.