Discounted Cash Flow

Brighthouse Financial, Inc.

BHF · Based on 10 years of SEC filings

DCF estimate unavailable — only_4_profitable_out_of_10

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $3.0b $0 $3.7b 0.0%
2017 $6.8b (126.7%) $0 $3.4b (-9.1%) 0.0% $-3.16
2018 $9.0b (31.0%) $5.0m $3.1b (-9.8%) 0.1% $7.24 (329.1%)
2019 $6.6b (-26.9%) $-740.0m (-14900.0%) $1.8b (-40.3%) -11.3% (-20344.4%) $-6.76 (-193.4%)
2020 $8.5b (29.7%) $-1.1b (-43.4%) $888.0m (-51.4%) -12.5% (-10.5%) $-11.58 (-71.3%)
2021 $7.1b (-16.0%) $-108.0m (89.8%) $746.0m (-16.0%) -1.5% (87.9%) $-2.36 (79.6%)
2022 $8.5b (18.6%) $5.0m (104.6%) $-1.2b (-264.6%) 0.1% (103.9%) $-1.36 (42.4%)
2023 $4.1b (-51.4%) $-1.1b (-22340.0%) $-137.0m (88.8%) -27.0% (-45871.1%) $-18.39 (-1252.2%)
2024 $4.7b (14.7%) $388.0m (134.9%) $-290.0m (-111.7%) 8.2% (130.4%) $4.67 (125.4%)
2025 $6.8b (43.2%) $433.0m (11.6%) $259.0m (189.3%) 6.4% (-22.1%) $5.75 (23.1%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Values abbreviated: b = billions, m = millions, k = thousands.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_4_profitable_out_of_10

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.