Discounted Cash Flow

Blend Labs, Inc.

BLND · Based on 10 years of SEC filings

DCF estimate unavailable — only_0_profitable_out_of_last_5

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2019 $50.7m $-81.5m $-59.5m -160.7% $-2.49
2020 $96.0m (89.5%) $-74.6m (8.4%) $-66.3m (-11.5%) -77.7% (51.7%) $-1.89 (24.1%)
2021 $234.5m (144.2%) $-169.9m (-127.7%) $-129.4m (-95.1%) -72.5% (6.7%) $-1.30 (31.2%)
2022 $235.2m (0.3%) $-720.2m (-323.8%) $-192.5m (-48.8%) -306.2% (-322.6%) $-3.28 (-152.3%)
2023 $156.8m (-33.3%) $-178.7m (75.2%) $-117.4m (39.0%) -113.9% (62.8%) $-0.76 (76.8%)
2024 $162.0m (3.3%) $-43.3m (75.7%) $-18.0m (84.6%) -26.8% (76.5%) $-0.24 (68.4%)
2025 $123.6m (-23.7%) $-6.8m (84.3%) $2.8m (115.5%) -5.5% (79.4%) $-0.10 (58.3%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_0_profitable_out_of_last_5

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.