Discounted Cash Flow
Bridgewater Bancshares Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $66.3m | $16.9m | $23.7m | 25.5% | $0.69 |
| 2018 | $85.2m (28.5%) | $26.9m (59.4%) | $25.7m (8.5%) | 31.6% (24.1%) | $0.93 (34.8%) |
| 2019 | $103.8m (21.8%) | $31.4m (16.7%) | $24.0m (-6.7%) | 30.3% (-4.2%) | $1.07 (15.1%) |
| 2020 | $114.8m (10.6%) | $27.2m (-13.4%) | $-1.7m (-107.0%) | 23.7% (-21.7%) | $0.95 (-11.2%) |
| 2021 | $128.9m (12.2%) | $45.7m (68.0%) | $53.5m (3303.1%) | 35.4% (49.7%) | $1.59 (67.4%) |
| 2022 | $163.7m (27.0%) | $53.4m (16.9%) | $83.4m (55.9%) | 32.6% (-8.0%) | $1.78 (11.9%) |
| 2023 | $222.4m (35.8%) | $40.0m (-25.2%) | $27.0m (-67.6%) | 18.0% (-44.9%) | $1.29 (-27.5%) |
| 2024 | $245.9m (10.6%) | $32.8m (-17.9%) | $42.3m (56.4%) | 13.3% (-25.7%) | $1.05 (-18.6%) |
| 2025 | $281.8m (14.6%) | $46.1m (40.4%) | $22.0m (-48.1%) | 16.4% (22.5%) | $1.53 (45.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.