Discounted Cash Flow
Bankwell Financial Group, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $51.8m | $12.3m | $9.0m | 23.9% | $1.64 |
| 2017 | $59.0m (14.0%) | $13.8m (12.0%) | $18.7m (108.4%) | 23.4% (-1.7%) | $1.80 (9.8%) |
| 2018 | $60.2m (2.1%) | $17.4m (26.1%) | $16.6m (-11.1%) | 28.9% (23.5%) | $2.23 (23.9%) |
| 2019 | $59.0m (-2.0%) | $18.2m (4.5%) | $6.0m (-64.0%) | 30.9% (6.7%) | $2.32 (4.0%) |
| 2020 | $57.7m (-2.2%) | $5.9m (-67.6%) | $-4.8m (-181.0%) | 10.2% (-66.9%) | $0.75 (-67.7%) |
| 2021 | $73.5m (27.4%) | $26.6m (350.3%) | $30.3m (724.9%) | 36.2% (253.4%) | $3.38 (350.7%) |
| 2022 | $97.8m (33.0%) | $37.4m (40.8%) | $77.7m (156.5%) | 38.3% (5.9%) | $4.84 (43.2%) |
| 2023 | $99.3m (1.6%) | $36.7m (-2.0%) | $29.9m (-61.5%) | 36.9% (-3.6%) | $4.71 (-2.7%) |
| 2024 | $87.0m (-12.4%) | $9.8m (-73.4%) | $29.3m (-1.9%) | 11.2% (-69.6%) | $1.24 (-73.7%) |
| 2025 | $108.3m (24.5%) | $35.2m (260.3%) | $27.1m (-7.5%) | 32.5% (189.3%) | $4.49 (262.1%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.