Discounted Cash Flow
Baldwin Insurance Group, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2018 | $-6.6m | $-624.0k | $-624.0k | 9.4% | — |
| 2019 | $-10.6m (-60.6%) | $-8.7m (-1286.2%) | $10.3m (1750.0%) | 81.3% (763.1%) | — |
| 2020 | $-7.9m (26.2%) | $-15.7m (-81.5%) | $31.3m (204.5%) | 199.8% (145.7%) | $-0.58 |
| 2021 | $567.3m (7320.2%) | $-30.6m (-95.2%) | $34.8m (11.0%) | -5.4% (-102.7%) | $-0.64 (-10.3%) |
| 2022 | $980.7m (72.9%) | $-41.8m (-36.3%) | $-24.4m (-170.2%) | -4.3% (21.2%) | $-0.74 (-15.6%) |
| 2023 | $1.2b (24.3%) | $-90.1m (-115.8%) | $23.3m (195.2%) | -7.4% (-73.7%) | $-1.50 (-102.7%) |
| 2024 | $1.4b (14.0%) | $-24.5m (72.8%) | $61.1m (162.6%) | -1.8% (76.1%) | $-0.39 (74.0%) |
| 2025 | $1.5b (8.3%) | $-33.8m (-37.9%) | $-68.9m (-212.8%) | -2.2% (-27.3%) | $-0.50 (-28.2%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.