Discounted Cash Flow
Byline Bancorp, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $122.9m | $8.0k | $-423.0k | 0.0% | — |
| 2018 | $178.6m (45.3%) | $164.0k (1950.0%) | $77.4m (18387.7%) | 0.1% (1310.8%) | — |
| 2019 | $216.3m (21.1%) | $1.2m (601.8%) | $25.0m (-67.6%) | 0.5% (479.6%) | — |
| 2020 | $215.0m (-0.6%) | $5.3m (360.6%) | $5.3m (-78.8%) | 2.5% (363.4%) | — |
| 2021 | $236.4m (10.0%) | $1.4m (-72.9%) | $72.2m (1261.8%) | 0.6% (-75.4%) | — |
| 2022 | $265.3m (12.2%) | $50.0k (-96.5%) | $216.7m (200.2%) | 0.0% (-96.9%) | — |
| 2023 | $330.6m (24.6%) | $0 (-100.0%) | $162.2m (-25.1%) | 0.0% (-100.0%) | — |
| 2024 | $348.0m (5.3%) | $-699.0k | $171.2m (5.5%) | -0.2% | — |
| 2025 | $385.3m (10.7%) | $-21.0k (97.0%) | $136.3m (-20.4%) | -0.0% (97.3%) | — |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.