Discounted Cash Flow
Citigroup Inc.
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—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $69.9b | $14.9b | $51.2b | 21.3% | $4.72 |
| 2017 | $71.4b (2.3%) | $-6.8b (-145.6%) | $-11.9b (-123.3%) | -9.5% (-144.6%) | $-2.98 (-163.1%) |
| 2018 | $72.9b (2.0%) | $18.0b (365.4%) | $33.2b (377.7%) | 24.8% (360.3%) | $6.69 (324.5%) |
| 2019 | $74.3b (2.0%) | $19.4b (7.5%) | $-18.2b (-154.8%) | 26.1% (5.4%) | $8.08 (20.8%) |
| 2020 | $74.3b (0.0%) | $11.0b (-43.1%) | $-24.1b (-32.4%) | 14.9% (-43.1%) | $4.74 (-41.3%) |
| 2021 | $71.9b (-3.2%) | $22.0b (98.7%) | $57.1b (337.4%) | 30.5% (105.4%) | $10.21 (115.4%) |
| 2022 | $75.3b (4.8%) | $14.8b (-32.4%) | $19.4b (-66.0%) | 19.7% (-35.5%) | $7.04 (-31.0%) |
| 2023 | $78.5b (4.1%) | $9.2b (-37.8%) | $-80.0b (-511.6%) | 11.8% (-40.3%) | $4.07 (-42.2%) |
| 2024 | $81.1b (3.4%) | $12.7b (37.4%) | $-26.2b (67.3%) | 15.6% (32.9%) | $6.03 (48.2%) |
| 2025 | $85.2b (5.0%) | $14.3b (12.8%) | $-74.2b (-183.4%) | 16.8% (7.4%) | $7.11 (17.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.