PATHWARD FINANCIAL, INC.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Total Revenue $77.3m $93.2m $130.5m $486.8m $498.8m $549.9m $601.1m $704.5m $797.4m $839.9m
Interest income:
Noninterest income:
Additional Financial Items
Other Interest and Dividend Income $29.4m $39.4m $44.6m $39.8m $22.7m $17.6m $17.3m $33.9m $41.1m $33.5m
Bank Owned Life Insurance Income $4.9m $3.9m
Amortization of Intangible Assets $4.8m $12.4m $9.6m $17.7m $11.0m $8.5m $6.6m $5.0m $4.1m $3.5m
Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount $1.0m $3.0m
Goodwill, Impairment Loss $0 $0 $0 $0 $0 $0 $0
Lease Income $69.1m $67.8m $69.1m $71.1m $70.1m $70.4m
Preferred Stock Dividends and Other Adjustments $9.2m $30.7m
Sales-type Lease, Selling Profit (Loss) $2.2m $337k $0
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $38.8m $55.1m $57.4m $97.9m $115.0m $156.4m $187.3m $182.1m $218.6m $223.1m
Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest $38.8m $55.1m $57.4m $97.9m $4.6m $4.0m $3.0m $2.2m $1.3m $915k
Net Income (Loss) Attributable to Parent $33.2m $44.9m $51.6m $97.0m $104.7m $141.7m $156.4m $163.6m $183.2m $185.9m
Net Income (Loss) Available to Common Stockholders, Basic $56k $116k $139.0m $153.8m $161.2m $181.5m $185.2m
Net Income (Loss) Attributable to Noncontrolling Interest $0 $0 $673k $4.3m $4.6m $4.0m $3.0m $2.2m $1.3m $915k
Earnings Per Share, Basic $3.95 $4.86 $1.68 $2.49 $2.94 $4.38 $5.26 $6.01 $7.21 $7.91
Earnings Per Share, Diluted $3.92 $4.83 $1.67 $2.49 $2.94 $4.38 $5.26 $5.99 $7.20 $7.87
Common Stock, Dividends, Per Share, Declared $0.20 $0.20
Weighted Average Number of Shares Outstanding, Basic 8.4m 9.3m 30.9m 38.9m 35.7m 31.7m 29.2m 26.8m 25.2m 23.4m
Weighted Average Number of Shares Outstanding, Diluted 8.5m 38.9m 35.7m 31.8m 29.2m 26.9m 25.2m 23.5m
Noninterest expense:
Selling, General and Administrative Expense $0
Labor and Related Expense $61.7m $88.7m $109.0m $155.8m $136.2m $151.1m $171.1m $184.3m $201.5m $200.5m
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal $72.7m $82.6m $101.1m $208.6m $194.3m $229.2m $28.9m $57.4m $57.7m $56.5m
Interest Expense $4.1m $14.9m $28.0m $61.5m $33.8m $6.9m $4.9m $10.9m $21.2m $11.6m
Income Tax Expense (Benefit) $5.6m $10.2m $5.1m ($3.4m) $5.7m $10.7m $28.0m $16.3m $34.1m $36.3m
Total interest expense $4.1m $14.9m $28.0m $61.5m $33.8m $6.9m $4.9m $10.9m $21.2m $11.6m
Interest Income (Expense), Net $77.3m $93.2m $130.5m $264.2m $259.0m $279.0m $307.3m $387.9m $497.8m $511.8m
Interest Revenue (Expense), Net $77.3m $93.2m $130.5m $264.2m $259.0m $279.0m $307.3m $387.9m $497.8m $511.8m