Discounted Cash Flow

Cato Corp.

CATO · Based on 10 years of SEC filings

DCF estimate unavailable — loss_in_2024

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $1.0b $66.8m $67.3m 6.7% $2.39
2017 $947.4m (-5.4%) $47.2m (-29.4%) $44.8m (-33.4%) 5.0% (-25.3%) $1.72 (-28.0%)
2018 $850.0m (-10.3%) $8.5m (-81.9%) $24.9m (-44.5%) 1.0% (-79.8%) $0.34 (-80.2%)
2019 $829.7m (-2.4%) $30.5m (256.7%) $55.9m (124.5%) 3.7% (265.4%) $1.23 (261.8%)
2020 $825.3m (-0.5%) $35.9m (17.8%) $45.1m (-19.3%) 4.3% (18.5%) $1.46 (18.7%)
2021 $575.1m (-30.3%) $-47.5m (-232.3%) $-44.7m (-199.1%) -8.3% (-289.8%) $-2.01 (-237.7%)
2022 $769.3m (33.8%) $36.8m (177.6%) $55.7m (224.7%) 4.8% (158.0%) $1.65 (182.1%)
2023 $759.3m (-1.3%) $29.0k (-99.9%) $-6.1m (-110.9%) 0.0% (-99.9%) $0.00 (-100.0%)
2024 $708.1m (-6.7%) $-23.9m (-82655.2%) $-12.1m (-98.8%) -3.4% (-88624.9%) $-1.17
2025 $649.8m (-8.2%) $-18.1m (24.6%) $-27.6m (-129.1%) -2.8% (17.8%) $-0.97 (17.1%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

loss_in_2024

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.