Discounted Cash Flow
Cathay General Bancorp
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $417.9m | $175.1m | $230.9m | 41.9% | $2.21 |
| 2017 | $495.7m (18.6%) | $176.0m (0.5%) | $245.7m (6.4%) | 35.5% (-15.2%) | $2.19 (-0.9%) |
| 2018 | $28.0m (-94.4%) | $271.9m (54.4%) | $329.9m (34.3%) | 971.5% (2635.7%) | $3.35 (53.0%) |
| 2019 | $31.5m (12.5%) | $279.1m (2.7%) | $427.8m (29.7%) | 886.7% (-8.7%) | $3.49 (4.2%) |
| 2020 | $32.2m (2.4%) | $228.9m (-18.0%) | $314.2m (-26.6%) | 710.0% (-19.9%) | $2.88 (-17.5%) |
| 2021 | $39.1m (21.2%) | $298.3m (30.3%) | $330.6m (5.2%) | 763.4% (7.5%) | $3.81 (32.3%) |
| 2022 | $42.2m (7.9%) | $360.6m (20.9%) | $464.0m (40.4%) | 855.0% (12.0%) | $4.85 (27.3%) |
| 2023 | $43.9m (4.1%) | $354.1m (-1.8%) | $381.3m (-17.8%) | 806.4% (-5.7%) | $4.88 (0.6%) |
| 2024 | $52.3m (19.0%) | $286.0m (-19.2%) | $325.5m (-14.6%) | 547.2% (-32.1%) | $3.97 (-18.6%) |
| 2025 | $53.8m (2.9%) | $315.1m (10.2%) | $363.7m (11.7%) | 585.8% (7.1%) | $4.55 (14.6%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.