Discounted Cash Flow
Colony Bankcorp Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $8.7m | $10.1m | — | $0.85 |
| 2017 | — | $7.8m (-10.6%) | $11.2m (10.6%) | — | $0.89 (4.7%) |
| 2018 | — | $11.9m (53.8%) | $12.1m (8.5%) | — | $1.41 (58.4%) |
| 2019 | $8.9m | $10.2m (-14.3%) | $448.0k (-96.3%) | 114.5% | $1.12 (-20.6%) |
| 2020 | $7.1m (-20.0%) | $11.8m (15.7%) | $-23.3m (-5308.7%) | 165.5% (44.6%) | $1.24 (10.7%) |
| 2021 | $10.3m (43.8%) | $18.7m (57.9%) | $30.3m (229.7%) | 181.9% (9.9%) | $1.66 (33.9%) |
| 2022 | $19.9m (93.8%) | $19.5m (4.7%) | $46.8m (54.8%) | 98.3% (-46.0%) | $1.14 (-31.3%) |
| 2023 | $23.3m (17.3%) | $21.7m (11.3%) | $17.4m (-62.9%) | 93.3% (-5.1%) | $1.24 (8.8%) |
| 2024 | $21.0m (-10.1%) | $23.9m (9.8%) | $22.3m (28.5%) | 113.8% (22.0%) | $1.36 (9.7%) |
| 2025 | $19.4m (-7.3%) | $28.3m (18.4%) | $-6.9m (-130.9%) | 145.4% (27.7%) | $1.59 (16.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.