← Central Bancompany, Inc.
| Annual Trend | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Net sales | $2.1b | $2.2b | $2.4b | $2.7b | $3.3b | $3.3b | $3.3b | $195.3m | $205.9m | |
| Cost of goods sold | $1.4b | $1.5b | $1.7b | $1.9b | $2.3b | $2.3b | $2.4b | $138.0m | $145.4m | |
| Gross profit | $632.8m | $675.4m | $704.0m | $796.6m | $970.9m | $992.3m | $946.8m | $943.7m | $997.3m | |
| Operating income | $156.1m | $167.3m | $152.1m | $198.0m | $254.5m | $260.0m | $210.6m | $185.4m | $250.0m | |
| Loans | — | — | — | — | — | — | — | $708.4m | $712.4m | |
| Investment securities | — | — | — | — | — | — | — | $151.5m | $237.3m | |
| Interest-bearing cash and bank deposits | — | — | — | — | — | — | — | $45.1m | $40.3m | |
| Deposits | — | — | — | — | — | — | — | $190.4m | $175.2m | |
| Federal funds purchased and customer repurchase agreements | — | — | — | — | — | — | — | $27.2m | $25.1m | |
| Net interest income | — | — | — | — | — | — | — | $687.3m | $789.7m | |
| Provision for credit losses | — | — | — | — | — | — | — | $14.6m | $9.3m | |
| Net interest income after provision for credit losses | — | — | — | — | — | — | — | $672.7m | $780.4m | |
| Other income revenues | $2.1b | $2.2b | $2.4b | $2.7b | $3.3b | $3.3b | $3.3b | $195.3m | $205.9m | |
| Mortgage banking revenue | — | — | — | — | — | — | — | $42.1m | $39.6m | |
| Investment securities losses, net | — | — | — | — | — | — | — | ($36.7m) | ($6.8m) | |
| Other (loss) income | — | — | — | — | — | — | — | $9.7m | ($6.9m) | |
| Salaries and employee benefits | — | — | — | — | — | — | — | $281.1m | $298.1m | |
| Net occupancy and equipment | — | — | — | — | — | — | — | $47.1m | $49.0m | |
| Computer software and maintenance | — | — | — | — | — | — | — | $20.3m | $22.6m | |
| Marketing and business development | — | — | — | — | — | — | — | $20.0m | $20.7m | |
| Legal and professional fees | — | — | — | — | — | — | — | $26.3m | $22.4m | |
| Income taxes | $46.7m | $3.3m | $26.6m | $32.2m | $42.0m | $46.2m | $36.3m | $87.9m | $115.7m | |
| Interest income | $147k | $3.1m | $9.6m | $4.0m | $415k | $719k | $7.4m | $19.7m | $24.9m | |
| Basic (in shares) | $50.2m | $51.7m | $56.8m | $54.0m | $53.9m | $66.5m | $65.5m | $65.7m | $63.1m | |
| Diluted (in shares) | $51.8m | $53.3m | $57.6m | $54.7m | $55.2m | $68.0m | $66.8m | $66.9m | $63.8m | |
| Total interest income | — | — | — | — | — | — | — | $905.0m | $989.9m | |
| Total other income | — | — | — | — | — | — | — | $210.4m | $231.7m | |
| Income before income taxes | $126.4m | $127.4m | $119.3m | $153.7m | $194.8m | $198.9m | $162.4m | $393.7m | $506.6m | |
| Income before income taxes and noncontrolling interest | $126.4m | $127.4m | $119.3m | $153.7m | $194.8m | $198.9m | $162.4m | $393.7m | $506.6m | |
| Net income | $78.8m | $123.6m | $92.8m | $120.7m | $151.7m | $152.2m | $125.6m | $305.8m | $390.9m | |
| Net income per common share - basic (in dollars per share) | $2 | $2 | $2 | $2 | $3 | $2 | $2 | $1 | $2 | |
| Net income per common share - diluted (in dollars per share) | $2 | $2 | $2 | $2 | $3 | $2 | $2 | $1 | $2 | |
| Net income including noncontrolling interest | $79.7m | $124.1m | $92.6m | $121.5m | $152.8m | $152.7m | $126.1m | $109.3m | $164.0m | |
| Net income attributable to noncontrolling interest | $902k | $526k | ($139k) | $844k | $1.0m | $520k | $454k | $1.3m | $1.1m | |
| Bankcard processing, rewards and related cost | — | — | — | — | — | — | — | $32.0m | $30.7m | |
| Other expenses | — | — | — | — | — | — | — | $62.6m | $62.0m | |
| Selling, general and administrative expenses | $476.7m | $508.0m | $552.0m | $598.6m | $716.4m | $732.3m | $736.2m | $758.3m | $747.3m | |
| Interest expense | ($28.2m) | ($39.2m) | ($42.6m) | ($44.0m) | ($58.6m) | ($58.3m) | ($57.0m) | ($57.5m) | ($57.7m) | |
| Other income (expense), net | ($1.6m) | ($3.9m) | $243k | ($4.2m) | ($1.5m) | ($3.6m) | $1.5m | ($5.1m) | ($480k) | |
| Total interest expense | — | — | — | — | — | — | — | $217.7m | $200.3m | |
| Total other expenses | — | — | — | — | — | — | — | $489.4m | $505.5m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.