Discounted Cash Flow
Commerce Bancshares Inc. /Mo/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $275.4m | $407.9m | — | $2.62 |
| 2017 | — | $319.4m (16.0%) | $402.4m (-1.3%) | — | $2.90 (10.7%) |
| 2018 | — | $433.5m (35.7%) | $519.4m (29.1%) | — | $3.79 (30.7%) |
| 2019 | — | $421.2m (-2.8%) | $470.2m (-9.5%) | — | $3.59 (-5.3%) |
| 2020 | — | $354.1m (-15.9%) | $590.9m (25.7%) | — | $2.91 (-18.9%) |
| 2021 | — | $530.8m (49.9%) | $541.0m (-8.4%) | — | $4.32 (48.5%) |
| 2022 | — | $488.4m (-8.0%) | $494.2m (-8.7%) | — | $3.86 (-10.6%) |
| 2023 | — | $477.1m (-2.3%) | $400.7m (-18.9%) | — | $3.64 (-5.7%) |
| 2024 | — | $526.3m (10.3%) | $531.7m (32.7%) | — | $3.88 (6.6%) |
| 2025 | — | $566.3m (7.6%) | $592.4m (11.4%) | — | $4.04 (4.1%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.