COMMUNITY FINANCIAL SYSTEM, INC.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
ASSETS
Current assets:
Cash and Cash Equivalents, at Carrying Value $173.9m $221.0m $211.8m $205.0m $1.6b $1.9b $209.9m $191.0m $197.0m $301.8m
Property, Plant and Equipment, Net $112.3m $123.4m $120.0m $164.6m $165.7m $160.7m $160.8m $173.4m $183.8m $246.5m
Goodwill $465.1m $734.4m $733.5m $773.8m $793.7m $799.1m $841.8m $845.4m $853.2m $888.0m
Intangible Assets, Net (Excluding Goodwill) $73.8m $63.1m $52.9m $65.2m $61.0m $52.6m
Operating Lease, Right-of-Use Asset $39.9m $34.9m $31.8m $30.1m $40.0m $46.2m $53.2m
Additional Financial Items
AOCI, Debt Securities, Available-for-sale, Adjustment, after Tax $25.8m $17.9m ($12.5m) $24.7m $91.0m ($35.2m) ($529.7m) ($530.5m) ($412.5m)
Assets $8.7b $10.7b $10.6b $11.4b $13.9b $15.6b $15.8b $15.6b $16.4b $17.3b
LIABILITIES AND EQUITY
Dividends Payable $14.3m $17.5m $19.8m $21.3m $22.7m $23.2m $23.8m $24.2m $24.4m $25.0m
Long-term Debt, Excluding Current Maturities $990.2m
Deferred Tax Liabilities, Net $73.2m $68.5m $58.1m $66.5m $88.7m $60.2m
Liabilities $7.5b $9.1b $8.9b $9.6b $11.8b $13.5b $14.3b $13.9b $14.6b $15.3b
Stockholders’ equity:
Additional Paid in Capital $545.8m $894.9m $911.7m $927.3m $1.0b $1.0b $1.1b $1.1b $1.1b $1.1b
Retained Earnings (Accumulated Deficit) $614.7m $700.6m $795.6m $882.9m $960.2m $1.1b $1.2b $1.2b $1.3b $1.4b
Accumulated Other Comprehensive Income (Loss), Net of Tax $7.8m ($3.7m) ($45.3m) ($10.2m) $62.1m ($50.6m) ($686.4m) ($556.9m) ($548.1m) ($419.0m)
Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax $18.0m $21.6m $32.8m $34.9m $28.9m $15.5m $31.3m $27.2m $17.6m $6.5m
Stockholders' Equity Attributable to Parent $1.2b $1.6b $1.7b $1.9b $2.1b $2.1b $1.6b $1.7b $1.8b $2.0b
Liabilities and Equity $8.7b $10.7b $10.6b $11.4b $13.9b $15.6b $15.8b $15.6b $16.4b $17.3b

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.