Discounted Cash Flow
Coastal Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2018 | $38.7m | $9.7m | $13.3m | 25.0% | $0.93 |
| 2019 | $48.6m (25.4%) | $13.2m (36.1%) | $12.5m (-6.0%) | 27.2% (8.5%) | $1.11 (19.4%) |
| 2020 | $63.0m (29.7%) | $15.1m (14.7%) | $14.0m (12.1%) | 24.0% (-11.6%) | $1.27 (14.4%) |
| 2021 | $83.1m (31.8%) | $27.0m (78.3%) | $27.3m (95.2%) | 32.5% (35.3%) | $2.25 (77.2%) |
| 2022 | $192.2m (131.3%) | $40.6m (50.4%) | $64.3m (135.8%) | 21.1% (-35.0%) | $3.14 (39.6%) |
| 2023 | $330.4m (71.9%) | $44.6m (9.7%) | $196.5m (205.8%) | 13.5% (-36.2%) | $3.36 (7.0%) |
| 2024 | $396.8m (20.1%) | $45.2m (1.4%) | $259.8m (32.2%) | 11.4% (-15.5%) | $3.35 (-0.3%) |
| 2025 | $429.6m (8.3%) | $47.0m (3.9%) | $252.2m (-2.9%) | 10.9% (-4.0%) | $3.12 (-6.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.