Discounted Cash Flow
CNB Financial Corp./Pa
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $20.5m | $16.6m | — | $1.42 |
| 2017 | — | $23.9m (16.2%) | $25.5m (53.5%) | — | $1.57 (10.6%) |
| 2018 | — | $33.7m (41.3%) | $40.7m (59.3%) | — | $2.21 (40.8%) |
| 2019 | — | $40.1m (18.9%) | $42.9m (5.3%) | — | $2.63 (19.0%) |
| 2020 | — | $32.7m (-18.3%) | $23.1m (-46.1%) | — | $1.97 (-25.1%) |
| 2021 | — | $57.7m (76.2%) | $52.4m (126.9%) | — | $3.16 (60.4%) |
| 2022 | — | $63.2m (9.5%) | $51.8m (-1.3%) | — | $3.26 (3.2%) |
| 2023 | — | $58.0m (-8.2%) | $36.2m (-30.1%) | — | $2.56 (-21.5%) |
| 2024 | — | $54.6m (-5.9%) | $55.2m (52.7%) | — | $2.39 (-6.6%) |
| 2025 | — | $66.1m (21.2%) | $58.7m (6.2%) | — | $2.50 (4.6%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.