C & F FINANCIAL CORP

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Total Revenue $115.1m $116.3m $118.3m $127.0m $152.3m $134.5m $121.9m $127.3m $127.3m $140.8m
Operating Costs and Expenses $97.1m $98.4m $95.8m $103.1m $123.1m
Interest income:
Noninterest income:
Additional Financial Items
Other Interest and Dividend Income $207k $246k $615k $927k $1.2m $1.2m $1.5m
Bank Owned Life Insurance Income $927k $433k $424k $711k $506k $526k $620k $388k $849k $576k
Amortization of Intangible Assets $741k $160k $451k $230k $332k $314k $298k $272k $260k $238k
Depreciation, Depletion and Amortization, Nonproduction $3.9m $4.2m $4.7m $4.4m $3.9m $3.9m $3.9m
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $17.9m $18.0m $22.5m $23.9m $29.2m $38.1m $37.0m $29.2m $24.1m $33.1m
Net Income (Loss) Attributable to Parent $13.5m $6.6m $18.0m $18.9m $22.1m $28.7m $29.2m $23.6m $19.8m $26.8m
Net Income (Loss) Available to Common Stockholders, Basic $13.5m $6.6m $18.0m
Net Income (Loss) Attributable to Noncontrolling Interest ($9k) $307k $456k $210k $142k $84k $156k
Earnings Per Share, Basic $3.90 $1.89 $5.15 $5.47 $7.95 $8.29 $6.92 $6.01 $8.29
Earnings Per Share, Diluted $3.89 $1.88 $5.15 $5.47 $7.95 $8.29 $6.92 $6.01 $8.29
Common Stock, Dividends, Per Share, Declared $1.33 $1.41 $1.49 $1.64 $1.76 $1.76 $1.84
Weighted Average Number of Shares Outstanding, Basic 3.5m 3.5m 3.5m 3.5m 3.6m 3.5m 3.4m 3.3m 3.2m
Weighted Average Number of Shares Outstanding, Diluted 3.5m 3.5m 3.5m 3.5m 3.6m 3.5m 3.4m 3.3m 3.2m
Noninterest expense:
Labor and Related Expense $41.9m $43.1m $42.0m $47.2m $57.7m $58.6m $47.9m $54.9m $53.6m $56.8m
Marketing and Advertising Expense $1.6m $1.5m $1.6m $1.8m $1.7m $1.5m $1.8m $1.5m $1.2m $2.4m
Business Combination, Acquisition Related Costs $709k $898k $0 $0
Current Income Tax Expense (Benefit) $4.5m $2.0m $3.9m $4.7m $7.6m $9.0m $6.9m $4.8m $3.7m $5.9m
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal $8.1m $13.1m $11.8m
Interest Expense $9.0m $9.6m $11.0m $14.6m $13.4m $8.4m $7.9m $26.4m
Income Tax Expense (Benefit) $4.5m $11.4m $4.5m $5.1m $6.8m $9.0m $7.6m $5.4m $4.2m $6.1m
Total interest expense $42.8m $45.3m
Interest Income (Expense), Net $80.5m $80.0m $81.5m $80.5m $83.5m $85.4m $93.5m $97.7m $96.8m $106.2m