Discounted Cash Flow
Cigna Group
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $39.8b | $1.8b | $3.6b | 4.6% | $7.31 |
| 2017 | $41.8b (4.9%) | $2.2b (21.1%) | $3.6b (1.4%) | 5.3% (15.4%) | $8.92 (22.0%) |
| 2018 | $48.6b (16.4%) | $2.6b (18.5%) | $3.2b (-10.3%) | 5.4% (1.9%) | $10.69 (19.8%) |
| 2019 | $153.6b (215.7%) | $5.1b (93.5%) | $8.4b (160.2%) | 3.3% (-38.7%) | $13.58 (27.0%) |
| 2020 | $160.4b (4.5%) | $8.5b (65.8%) | $9.3b (9.7%) | 5.3% (58.7%) | $23.17 (70.6%) |
| 2021 | $174.1b (8.5%) | $5.4b (-36.2%) | $6.0b (-34.8%) | 3.1% (-41.2%) | $15.87 (-31.5%) |
| 2022 | $180.5b (3.7%) | $6.7b (24.6%) | $7.4b (21.9%) | 3.7% (20.1%) | $21.54 (35.7%) |
| 2023 | $195.3b (8.2%) | $5.4b (-20.4%) | $10.2b (39.1%) | 2.8% (-26.4%) | $17.57 (-18.4%) |
| 2024 | $247.1b (26.6%) | $3.8b (-29.7%) | $9.0b (-12.5%) | 1.5% (-44.4%) | $12.25 (-30.3%) |
| 2025 | $274.9b (11.2%) | $6.0b (57.7%) | $8.4b (-6.3%) | 2.2% (41.7%) | $22.33 (82.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.