Discounted Cash Flow
Grupo Cibest S.A. ADR
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $27.5b | $2.9b | $-3.7b | 10.6% | $5.97 |
| 2017 | $28.7b (4.3%) | $1.9b (-34.8%) | $-4.1b (-9.0%) | 6.6% (-37.5%) | $3.84 (-35.7%) |
| 2018 | $35.7b (24.3%) | $3.7b (92.8%) | $-3.1b (23.2%) | 10.2% (55.1%) | $7.46 (94.3%) |
| 2019 | $34.2b (-4.2%) | $-1.6b (-144.8%) | $-228.7m (92.7%) | -4.8% (-146.8%) | $-3.52 (-147.2%) |
| 2020 | $35.9b (5.0%) | $2.8b (271.0%) | $2.7b (1273.2%) | 7.8% (263.0%) | $6.04 (271.6%) |
| 2021 | $55.6b (55.1%) | $9.4b (237.5%) | $7.3b (172.9%) | 17.0% (117.7%) | $20.41 (237.9%) |
| 2022 | $54.2b (-2.6%) | $7.9b (-16.7%) | $7.3b (-0.9%) | 14.5% (-14.5%) | $17.00 (-16.7%) |
| 2023 | $41.1b (-24.0%) | $6.1t (77697.2%) | $16.7t (230720.0%) | 14868.9% (102318.9%) | $5887.00 (34529.4%) |
| 2024 | $33.7b (-18.2%) | $6.3t (2.5%) | $-1.6t (-109.6%) | 18622.0% (25.2%) | $6311.00 (7.2%) |
| 2025 | $29.2t (86762.8%) | $3.8t (-39.0%) | $10.0t (723.5%) | 13.1% (-99.9%) | $7182.00 (13.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.