Discounted Cash Flow
Cincinnati Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $5.4b | $591.0m | $1.1b | 10.8% | $3.59 |
| 2017 | $5.7b (5.2%) | $1.0b (76.8%) | $1.0b (-5.0%) | 18.2% (68.1%) | $6.36 (77.2%) |
| 2018 | $5.4b (-5.7%) | $287.0m (-72.5%) | $1.2b (12.1%) | 5.3% (-70.9%) | $1.76 (-72.3%) |
| 2019 | $7.9b (46.6%) | $2.0b (595.8%) | $1.2b (2.0%) | 25.2% (374.8%) | $12.24 (595.5%) |
| 2020 | $7.5b (-4.9%) | $1.2b (-39.1%) | $1.5b (24.2%) | 16.1% (-36.0%) | $7.55 (-38.3%) |
| 2021 | $9.6b (27.8%) | $2.9b (142.3%) | $2.0b (33.7%) | 30.6% (89.6%) | $18.29 (142.3%) |
| 2022 | $6.6b (-31.9%) | $-486.0m (-116.5%) | $2.0b (3.6%) | -7.4% (-124.2%) | $-3.06 (-116.7%) |
| 2023 | $10.0b (52.7%) | $1.8b (479.2%) | $2.0b (-0.1%) | 18.4% (348.3%) | $11.74 (483.7%) |
| 2024 | $11.3b (13.2%) | $2.3b (24.4%) | $2.6b (29.2%) | 20.2% (9.8%) | $14.65 (24.8%) |
| 2025 | $12.6b (11.4%) | $2.4b (4.4%) | $3.1b (17.7%) | 18.9% (-6.3%) | $15.32 (4.6%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.