← Columbia Financial, Inc.
| Annual Trend | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|
| Short-term investments | $136k | $127k | $170k | $261k | $131k | $109k | $110k | $111k | |
| Loans receivable | $5.0b | $6.2b | $6.2b | $6.4b | $7.7b | $7.9b | $7.9b | $8.3b | |
| Loans receivable, net | $4.9b | $6.1b | $6.1b | $6.3b | $7.6b | $7.8b | $7.9b | $8.2b | |
| Accrued interest receivable | $18.9m | $22.1m | $29.5m | $28.3m | $33.9m | $39.3m | $40.4m | $41.5m | |
| Total cash and cash equivalents | $42.2m | $75.5m | $423.0m | $71.0m | $179.2m | $423.2m | $289.2m | $340.8m | |
| Goodwill and intangible assets | $6.1m | $68.6m | $87.4m | $91.7m | $125.1m | $123.3m | $121.0m | $120.3m | |
| Other assets | $107.0m | $145.7m | $209.9m | $249.6m | $284.8m | $308.4m | $324.0m | $335.7m | |
| Cash and due from banks | $42.1m | $75.4m | $422.8m | $70.7m | $179.1m | $423.1m | $289.1m | $340.7m | |
| Debt securities available for sale, at fair value | $1.0b | $1.1b | $1.3b | $1.7b | $1.3b | $1.1b | $1.0b | $1.1b | |
| Debt securities held to maturity, at amortized cost (fair value of $367,289 and $350,153 at December 31, 2025 and 2024, respectively) | $262.1m | $285.8m | $262.7m | $429.7m | $421.5m | $401.2m | $392.8m | $396.2m | |
| Equity securities, at fair value | $1.9m | $2.9m | $5.4m | $2.7m | $3.4m | $4.1m | $6.7m | $6.8m | |
| Federal Home Loan Bank stock | $58.9m | $69.6m | $43.8m | $23.1m | $58.1m | $81.0m | $60.4m | $64.6m | |
| Less: allowance for credit losses | — | $61.7m | $74.7m | $62.7m | $52.8m | $55.1m | $60.0m | $67.2m | |
| Office properties and equipment, net | $52.0m | $73.0m | $76.0m | $78.7m | $83.9m | $83.6m | $81.8m | $83.0m | |
| Bank-owned life insurance ("BOLI") | $184.5m | $211.4m | $232.8m | $247.5m | $264.9m | $268.4m | $274.9m | $283.1m | |
| Other real estate owned | — | — | — | — | — | $0 | $1.3m | $0 | |
| Deposits | $4.4b | $5.6b | $6.8b | $7.6b | $8.0b | $7.8b | $8.1b | $8.4b | |
| Borrowings | $1.2b | $1.4b | $799.4m | $377.3m | $1.1b | $1.5b | $1.1b | $1.2b | |
| Advance payments by borrowers for taxes and insurance | $32.0m | $35.5m | $32.6m | $36.5m | $45.5m | $43.5m | $45.5m | $45.8m | |
| Stock held by Rabbi Trust | ($1.3m) | ($1.5m) | ($1.9m) | ($2.4m) | ($3.1m) | ($3.0m) | ($3.3m) | ($3.5m) | |
| Deferred compensation obligations | $639k | $965k | $1.3m | $1.8m | $2.5m | $2.3m | $2.4m | $2.6m | |
| Total assets | $6.7b | $8.2b | $8.8b | $9.2b | $10.4b | $10.6b | $10.5b | $11.0b | |
| Total liabilities and stockholders' equity | $6.7b | $8.2b | $8.8b | $9.2b | $10.4b | $10.6b | $10.5b | $11.0b | |
| Accrued expenses and other liabilities | $84.5m | $117.8m | $176.7m | $161.0m | $180.9m | $186.5m | $172.9m | $184.7m | |
| Total liabilities | $5.7b | $7.2b | $7.8b | $8.1b | $9.4b | $9.6b | $9.4b | $9.9b | |
| Preferred stock, $0.01 par value. 10,000,000 shares authorized; none issued and outstanding at December 31, 2025 and 2024 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Common stock, $0.01 par value. 500,000,000 shares authorized; 131,624,028 shares issued and 103,984,649 shares outstanding at December 31, 2025, and 131,414,591 shares issued and 104,759,185 shares outstanding at December 31, 2024 | 1.2m | 1.2m | 1.2m | 1.2m | 1.3m | 1.3m | 1.3m | 1.3m | |
| Additional paid-in capital | $527.0m | $531.7m | $609.5m | $667.9m | $781.2m | $791.5m | $799.5m | $806.6m | |
| Retained earnings | $560.2m | $615.5m | $673.1m | $765.1m | $857.5m | $893.6m | $882.0m | $933.7m | |
| Accumulated other comprehensive loss | ($71.9m) | ($68.7m) | ($69.6m) | ($45.9m) | ($179.3m) | ($158.7m) | ($110.4m) | ($76.0m) | |
| Treasury stock, at cost; 27,639,379 shares at December 31, 2025 and 26,655,406 shares at December 31, 2024 | $0 | ($55.0m) | ($163.0m) | ($271.6m) | ($371.7m) | ($454.1m) | ($461.0m) | ($476.1m) | |
| Common stock held by the Employee Stock Ownership Plan | ($43.8m) | ($41.6m) | ($39.3m) | ($37.0m) | ($34.8m) | ($32.5m) | ($30.2m) | ($27.9m) | |
| Total stockholders' equity | $972.1m | $982.5m | $1.0b | $1.1b | $1.1b | $1.0b | $1.1b | $1.2b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.