Discounted Cash Flow
Cnfinance Holdings Ltd. ADR
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | — | $78.8m | $187.5m | — | $0.43 |
| 2018 | — | $127.4m (61.6%) | $193.9m (3.4%) | — | $0.69 (60.5%) |
| 2019 | — | $79.1m (-37.9%) | $191.6m (-1.2%) | — | $0.39 (-43.5%) |
| 2020 | — | $17.0m (-78.5%) | $165.2m (-13.8%) | — | $0.08 (-79.5%) |
| 2021 | $107.1k | $9.7m (-43.2%) | $9.7m (-94.2%) | 9013.0% | $0.05 (-37.5%) |
| 2022 | $1.1b (989437.9%) | $143.6k (-98.5%) | $122.7m (1171.9%) | 0.0% (-100.0%) | $0.10 (100.0%) |
| 2023 | $1.1b (5.2%) | $2.9m (1896.9%) | $2.9m (-97.7%) | 0.3% (1799.0%) | $0.12 (20.0%) |
| 2024 | $805.6m (-27.7%) | $5.6m (95.0%) | $5.6m (95.0%) | 0.7% (169.7%) | $0.03 (-75.0%) |
| 2025 | $135.8m (-83.1%) | $-69.6m (-1344.9%) | $12.0m (114.1%) | -51.3% (-7487.8%) | $-0.34 (-1233.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
SEC filings report in CNY. Values above are converted to USD for comparison with the US-listed share price.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.