Discounted Cash Flow
Capital ONE Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $25.5b | $3.8b | $11.1b | 14.7% | $6.96 |
| 2017 | $27.2b (6.8%) | $2.0b (-47.2%) | $13.2b (18.8%) | 7.3% (-50.5%) | $3.52 (-49.4%) |
| 2018 | $3.4b (-87.4%) | $6.0b (203.5%) | $12.1b (-8.1%) | 175.3% (2309.2%) | $11.90 (238.1%) |
| 2019 | $3.8b (11.3%) | $5.5b (-7.8%) | $15.8b (30.1%) | 145.2% (-17.2%) | $11.10 (-6.7%) |
| 2020 | $3.7b (-2.2%) | $2.7b (-51.1%) | $16.0b (1.5%) | 72.6% (-50.0%) | $5.19 (-53.2%) |
| 2021 | $4.8b (27.9%) | $12.4b (356.5%) | $11.6b (-27.4%) | 259.2% (256.9%) | $27.04 (421.0%) |
| 2022 | $5.4b (13.3%) | $7.4b (-40.6%) | $12.9b (10.9%) | 135.9% (-47.6%) | $17.98 (-33.5%) |
| 2023 | $5.6b (4.2%) | $4.9b (-33.6%) | $19.6b (52.3%) | 86.6% (-36.3%) | $11.98 (-33.4%) |
| 2024 | $5.9b (4.8%) | $4.8b (-2.8%) | $17.0b (-13.6%) | 80.3% (-7.2%) | $11.61 (-3.1%) |
| 2025 | $8.1b (36.3%) | $2.5b (-48.4%) | $2.5b (-85.5%) | 30.4% (-62.1%) | $4.03 (-65.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.