Discounted Cash Flow
Columbia Banking System, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $333.6m | $104.9m | $141.3m | 31.4% | $1.81 |
| 2017 | $368.0m (10.3%) | $112.8m (7.6%) | $122.0m (-13.7%) | 30.7% (-2.5%) | $1.86 (2.8%) |
| 2018 | $478.8m (30.1%) | $172.9m (53.2%) | $225.9m (85.1%) | 36.1% (17.8%) | $2.36 (26.9%) |
| 2019 | $493.4m (3.0%) | $194.5m (12.5%) | $196.3m (-13.1%) | 39.4% (9.2%) | $2.68 (13.6%) |
| 2020 | $500.1m (1.4%) | $154.2m (-20.7%) | $183.6m (-6.5%) | 30.8% (-21.7%) | $2.17 (-19.0%) |
| 2021 | $527.5m (5.5%) | $202.8m (31.5%) | $228.9m (24.7%) | 38.4% (24.7%) | $2.79 (28.6%) |
| 2022 | $622.8m (18.1%) | $250.2m (23.3%) | $293.5m (28.2%) | 40.2% (4.5%) | $3.20 (14.7%) |
| 2023 | $134.3m (-78.4%) | $348.7m (39.4%) | $628.8m (114.3%) | 259.7% (546.6%) | $1.79 (-44.1%) |
| 2024 | $148.8m (10.8%) | $533.7m (53.0%) | $622.9m (-1.0%) | 358.6% (38.1%) | $2.56 (43.0%) |
| 2025 | $177.0m (18.9%) | $550.0m (3.1%) | $706.0m (13.3%) | 310.7% (-13.4%) | $2.31 (-9.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.